Security Bank Wealth Highlights the Growing Need for Integrated Wealth Planning

Makati City, Philippines -- Building wealth is one thing. Preserving it, protecting it, and preparing it for the next generation is another.

As wealth grows, financial decisions become more interconnected. Investment opportunities must be weighed alongside risk management. Estate planning can affect business continuity. Succession decisions may shape how wealth is preserved and transferred for years to come.

Recognizing this growing complexity, Security Bank Wealth gathered clients in Manila and Davao for its 2026 Midyear Events, bringing together experts in investments, tax, legal, trust, and insurance to discuss how individuals and families can take a more integrated approach to managing wealth.

Themed “Building Resilient Wealth: An Integrated Approach to Income, Growth, Protection, and Legacy Planning,” the events explored the key pillars of long-term wealth management and why looking at them together matters more than ever.

Looking beyond market opportunities
The first panel focused on how investors can navigate an evolving global and local market environment while positioning their portfolios for both income and long-term growth.

Moderated by Chrissi Morillo, Head of Investment Strategy at Security Bank, the session featured Thomas Wu, Investment Strategist at Invesco; Rohini Chopra, Executive Director at J.P. Morgan Asset Management; Dion Ong, Head of APAC at Horizon Capital; and Basil Jason Go, Deputy Chief Investment Officer at Security Bank.

The discussion examined the global and Philippine economic outlook, investment opportunities across Asia, equity income strategies, and the long-term implications of artificial intelligence as an investment theme. Across the conversation, one message stood out: successful investing requires discipline, diversification, and a clear understanding of long-term objectives.

For clients, the session provided context on how market trends and opportunities can be translated into investment strategies aligned with their financial goals, risk appetite, and time horizon.

Security Bank marks 75th Year with 7,500-Mangrove Target

La Union, Philippines – As part of its 75th anniversary celebration, Security Bank marked the second year of Project MITHI with a coastal conservation and communication engagement activity in Barangay Bungro, Luna, La Union. Employees, local communities, government agencies, and youth volunteers planted nearly 500 mangrove seedlings, contributing to the Bank's target of planting 7,500 seedlings this year.

 Beyond mangrove rehabilitation, the activity also included environmental education sessions for children and financial literacy workshops for adult community members, reflecting Project MITHI’s broader focus on strengthening the resilience of coastal communities.

“Project MITHI is about creating impact that lasts beyond a single activity,” said Nikki Lizares, Sustainability Head of Security Bank. “As we celebrate our 75th year, we want to contribute to communities in ways that strengthen both people and the environment. Restoring mangroves, building environmental awareness, and sharing practical financial knowledge are all part of helping communities become more resilient over time.”

Mayor Gary Pinzon of Luna, La Union underscored the importance of mangrove rehabilitation in strengthening environmental protection and climate resilience. He thanked the volunteers and partner organizations for their support, noting that environmental stewardship is a shared responsibility. “Every mangrove seedling we plant today restores hope, resilience, and a collective commitment to preserving our environment.” 

Mangrove rehabilitation requires sustained community participation to create long-term impact.

"Mangrove rehabilitation is a long-term investment in both nature and communities," said Angela Mariz Obsina, Project Lead of MITHI from Oceanus Conservation. "Local residents help monitor and care for the seedlings because they understand the protection healthy mangroves can provide against the impacts of climate change. When nature thrives, communities become more resilient. By protecting our ecosystems, we are also protecting ourselves."

Project MITHI is a partnership between Security Bank, Oceanus Conservation, and Communities for Nature that supports mangrove rehabilitation, biodiversity conservation, environmental education, and inclusive community development in coastal communities across the Philippines.

Now in its second year, Project MITHI forms part of Security Bank’s broader sustainability efforts to support environmental protection while building stronger, more resilient communities.

Security Bank, MUFG Build on Decade-Long Partnership in the Philippines

MANILA, Philippines — Security Bank and MUFG Bank are building on a decade-long strategic partnership as MUFG Manila marks a new milestone in its commitment to the Philippines with its upgrade to a universal banking license.

Security Bank and MUFG Manila have established businesses in the market and will continue to operate independently. Their partnership brings together Security Bank’s broad local franchise, nationwide network of 400 branches, and deep client relationships with MUFG’s global capabilities and institutional banking expertise.

“MUFG’s continued commitment to the Philippines is a positive development for the market,” said Security Bank President and CEO Victor Lee. “For the past ten years, our partnership has worked because of the strengths each of us brings. Security Bank knows this market and our clients deeply, while MUFG brings global reach and expertise. Together, we can create greater value for the clients we serve.”

Masami Yoshitake, Country Head, MUFG Manila Branch said: “The Philippines is an important market for MUFG, and Security Bank remains an important strategic partner. As we strengthen our presence here, we look forward to building on what we have achieved together over the past decade.”

The license upgrade does not change the strategic rationale for the partnership. Both institutions will continue to pursue their respective strategies independently, while opportunities for collaboration will be evaluated in the normal course and in line with applicable regulatory and governance requirements.

Security Bank and MUFG mark the 10th anniversary of their strategic partnership in 2026.

Security Bank Foundation Bags Two Awards at 22nd Philippine Quill for Nation-Building Programs

Makati City, Philippines, --  Security Bank Foundation, Inc. (SBFI) received two honors at the 22nd Philippine Quill Awards on August 27, 2026, at Solaire Resort Entertainment City in Parañaque City, recognizing the impact of its programs and strategic communications in advancing education and community development.

Bayanihan Para sa Silid-Aralan received a Quill Award of Excellence, while SBF-Eyes (Security Better Future through Eyes) earned a Quill Award of Merit.

Bayanihan Para sa Silid-Aralan was recognized for its collaborative approach to addressing the country's classroom shortage. The program brings together Security Bank clients, employees, local government units, non-government organizations, partner institutions, and other stakeholders to mobilize resources for classroom construction.

Meanwhile, SBF-Eyes was recognized for improving access to vision care among public school students. Through its partnership with Ideal Vision Center, the program provides free vision screening and prescription eyeglasses to students in need, helping improve their learning experience and academic performance.

“These recognitions reflect the power of purpose, partnership, and collective action,” said SBFI Chairman Rafael F. Simpao, Jr. “We share these awards with our employees, partners, and beneficiaries whose support and commitment continue to create meaningful change in communities across the country.”

Organized annually by the International Association of Business Communicators (IABC) Philippines, the Philippine Quill Awards is among the country's most respected programs recognizing excellence in business communication. Entries are evaluated against global IABC standards for strategic planning, execution, and measurable results.

For SBFI, the awards underscore the role of strategic communication in advancing its mission. By engaging stakeholders, mobilizing support, and sharing stories of impact, the Foundation continues to strengthen partnerships that help create better opportunities for Filipino learners and communities.

Learn more by visiting securitybank.com/foundation

Security Bank Helps Clients Unlock the Life they Deserve with Rewards worth Winning

Makati City, Philippines — Big milestones deserve bigger rewards. This year, Security Bank is making it even more rewarding for clients to buy a home, drive their dream car, or enjoy greater financial flexibility with the "Unlock the Life You Deserve" raffle promo.

From July 10 to November 30, 2026, clients who avail of a Security Bank Auto Loan, Home Loan, or Credit Card will earn raffle entries for a chance to win exciting prizes, including the grand prize—a BYD Sealion 6 DM-i.

The promo is part of Security Bank's 75th anniversary celebration, giving more people another reason to take the next step toward their financial goals while enjoying products designed to support them at every stage of life.

Auto Loan and Home Loan clients receive one raffle entry for every PHP500,000 in booked loan amount, with bonus entries for auto loans worth PHP1.3 million and home loans worth PHP4 million.

Clients approved for a Security Bank Credit Card receive one raffle entry for every approved card, plus an additional raffle entry upon using their card, with no minimum spending required. 

Clients who avail of multiple eligible Security Bank products also earn bonus raffle entries, giving them even more chances to win throughout the campaign.

A total of 75 winners will take home exciting prizes, including:

Grand Prize: BYD Sealion 6 DM-i

MacBook Neo

Apple AirPods

Apple CarPlay

Ninja Nutri-Blender Pro

More than a raffle, the campaign reflects Security Bank's BetterBanking promise of helping clients move forward with confidence through financial solutions that are simple, rewarding, and designed around their needs. Whether financing a new car, purchasing a home, or choosing a credit card for everyday spending, clients can enjoy products that support their goals—now with even more reasons to say yes.

To learn more about the promo and complete mechanics, visit: https://www.securitybank.com/unlock-the-life-you-deserve/

Terms and Conditions apply. 

DTI Fair Trade Permit No. FTEB-262156, Series of 2026.

Security Bank Employees Help Build Better Learning Spaces for Iloilo Students

Makati City, Philippines-- Fifty-one Security Bank employees from six Iloilo branches volunteered on August 1, 2026 to help paint newly constructed classrooms at Iloilo City National High School (ICNHS), helping prepare the facilities for students and supporting Security Bank Foundation's (SBFI) commitment to improving access to quality education.

The volunteer activity supported the completion of a two-storey, 10-classroom school building under SBFI’s Build a School, Build a Nation Program. Construction began in February 2026, with turnover scheduled later this year.

"The volunteers are making a significant contribution to nation-building because helping our Filipino youth is helping shape the future of our country,” said Security Bank Foundation Chairman Rafael Simpao Jr.

For Remcil Ortiz, Branch Channel Manager of Security Bank Iloilo Ledesma, the experience was especially meaningful.

"As a Security Bank employee for the past 10 years, this is my first time joining a volunteer activity like this. It is truly fulfilling to help create a better learning environment for students while giving back to the community," Ortiz said.

The activity was conducted in partnership with the school’s student leaders, the Philippine Red Cross, and Security Bank's Security and Safety Division, which provided safety briefings and on-site support.

"Your presence today is a beautiful reminder that generous and compassionate people continue to believe in the power of education and in the dreams of our learners," said Alpha Java, ICNHS School Principal.

The event marked the 125th classroom painted under SBFI’s School Painting Volunteer Program. Since 2011, SBFI has organized 18 school painting activities nationwide, mobilizing 1,293 employee volunteers to help create safer and more conducive learning environments for students.

Learn more by visiting www.securitybank.com/foundation/

Security Bank and Dr. Bidder Help Healthcare Providers Invest in Better Patient Care

Makati, Philippines — Access to modern medical equipment is essential to delivering quality healthcare, but acquiring it often requires significant investment. To help address this need, Security Bank has partnered with healthcare procurement platform Dr. Bidder, giving hospitals and healthcare providers access to financing options for equipment purchases through a more seamless process.

"At Security Bank, our BetterBanking promise is to make banking simple, fast, and personal. Healthcare providers make critical investments every day to improve patient outcomes, and we're committed to helping them access the resources they need to grow, modernize, and serve more people," said Pamela Edejer, Senior Vice President and Assets Business Head.

Through the collaboration, healthcare institutions on the Dr. Bidder platform can explore Security Bank financing solutions for equipment investments, subject to the Bank's standard credit evaluation and approval processes.

“At the heart of every healthcare investment is a patient waiting for better care, a family hoping for better outcomes, and a community deserving more. Dr. Bidder is about making those better outcomes possible, by giving healthcare providers the resources to grow, modernize, and reach more people. Because when we invest in healthcare, we’re not just building facilities or acquiring technology. We’re investing in lives,” said Dr. Loysa Orense, President, Vireo Loadworks Inc. & Project Lead, Dr. Bidder.

By bringing equipment procurement and financing into one ecosystem, Security Bank and Dr. Bidder helps healthcare institutions acquire critical medical equipment more efficiently, allowing them to focus on what matters most: delivering quality care to their patients.

Security Bank Sharpens Focus on Wealth, Entrepreneurs, and Corporates to Drive Next Growth Phase

Makati City, Philippines, August 28, 2026 – Security Bank Corporation unveiled a focused three-year strategy to capture the next wave of growth in Philippine banking. The Bank will concentrate on wealth management, entrepreneur banking, and corporate and institutional banking, leveraging its existing strengths where it believes it can compete from that position of strength.

Presented at Investor Day 2026, the strategy comes as Security Bank celebrates its 75th anniversary and builds on strong first-half momentum. The Bank reported net income of PHP6.1 billion, revenues of PHP34.9 billion, and pre-provision operating profit of PHP15.4 billion for the period.

“As we mark our 75th year, we’re looking ahead with clarity and confidence,” said Victor Lee, President and Chief Executive Officer of Security Bank. "We know where the opportunities are. We know the strengths we bring to them. Our direction is clear. The momentum we are seeing today gives us confidence in the road ahead."

At the heart of the strategy are three growth businesses. Through wealth management, Security Bank will deepen relationships with affluent and emerging affluent clients. Through entrepreneur banking, it aims to become the bank of choice for business owners. In corporate and institutional banking, it will pursue opportunities linked to major projects, business ecosystems, and growing cross-border activity.

Security Bank will support businesses by strengthening transaction banking, with the ambition of becoming the preferred operating bank for more clients. A larger role in clients’ payments, collections, cash management, and daily financial activities will help the Bank build deeper relationships and reinforce its deposit franchise.

A key advantage is Security Bank's strategic partnership with MUFG Bank, which combines the Bank's knowledge of the Philippine market with MUFG's global network, sector expertise, and cross-border capabilities. Building on the success of its Japan Desk, the Bank sees further opportunities to serve multinational companies and support investment and business flows across key international corridors.

Security Bank will also participate in broader consumer growth through an ecosystem that includes Home Credit, Mitsubishi Motors Finance, and SB Finance. These businesses extend the Bank's reach into consumer and mobility financing while creating opportunities beyond the parent bank.

“We’re not trying to be everything to everyone,” Lee said. “We're deliberate about where we grow. We will focus on areas where we believe we can build a meaningful advantage over time. We know why we can win. And we intend to earn that right every day.”

Security Bank Employees Turn 75th Anniversary Celebration into Scholarship Support

Makati City, Philippines — As part of its 75th anniversary celebration, Security Bank transformed employee entrepreneurship into an opportunity to create brighter futures, with proceeds from its annual People's Fair Marketplace helping support the Security Bank Foundation's Regalo Mo, Kinabukasan Ko (RMKK) Scholarship Program.

Held at the SMX Convention Center Manila, the People's Fair Marketplace brought together employee-run businesses from across the Bank. Participation fees from exhibitors were donated to the Foundation to help deserving but underprivileged students pursue their education. 

“When we learned that the booth fees would go directly to the Security Bank Foundation's programs, we felt even more encouraged to participate. It's a great opportunity to sell while giving back,” shared Kimberly Malka Soner, Relationship Manager from the Corporate Banking Group.

Now in its 16th year, the RMKK Scholarship Program provides educational assistance to agency-hired personnel of Security Bank, including janitors, security guards, messengers, drivers, and other support staff, as well as their children. For Academic Year 2026-2027, the program supports 87 scholars, helping make education more accessible for families with limited means.

For many participants, the People's Fair was an opportunity to contribute to a cause larger than themselves.

For Jan Jethro Puzon, Relationship Manager from the Corporate Banking Group, joining the People's Fair was a natural way to support both a cause he believes in and his wife's home baking business.

"I have always believed in giving back—whether through my personal life, our church, or simply helping others when I can,” said Jan Jethro Puzon, Relationship Manager from the Corporate Banking Group. “Joining the People's Fair was a chance to support a cause I care about while also cheering on my wife's baking business.” 

The annual marketplace has become a meaningful expression of generosity within the Security Bank community, bringing employees together in support of education and opportunity. Together with the Foundation's Adopt a Scholar campaign, the initiative helps fund scholarships that empower students to pursue their goals and build a better future.

"The People's Fair gave us the chance to showcase our products, connect with the Security Bank community, and at the same time support initiatives that help students achieve their educational goals," shared Jose Gil Puey IV, an officer from the Information Technology Group.

Echoing the same spirit of giving, Tristan Joseph Legaspi, an officer from the Business Banking Segment, shared a message for the scholars: "Keep your persistence and drive for continuous education, and remain hopeful that your determination to finish your studies will eventually be rewarded."

The public may also support the RMKK Scholarship Program through the Adopt a Scholar campaign. To donate, visit: RMKK Adopt a Scholar.

Public Solicitation Permit No.: DSWD-SB-PSP-S-2026-000082

Learn more by visiting www.securitybank.com/foundation/

Security Bank Recognized for Digital Innovation and Project Finance at the Asian Banking and Finance Awards 2026

Makati City, Philippines — Security Bank Corporation and Security Bank Capital Investment Corporation (Security Bank Capital) earned three recognitions at the Asian Banking & Finance Awards 2026, affirming their continued progress in digital innovation, client-centric solutions, and sustainable finance. 

Security Bank’s Retail Banking Segment (RBS) won Mobile Banking & Payment Initiative of the Year – Philippines, while its Wholesale Banking Segment (WBS) won Domestic Digital Transformation Bank of the Year. Security Bank Capital also received Syndicated Loan of the Year – Philippines for the PHP150 billion senior term loan for Terra Solar Philippines, Inc. 

The recognitions reflect Security Bank’s BetterBanking strategy: making banking more accessible for individuals, helping businesses operate more efficiently, and supporting landmark projects that contribute to sustainable national development. 

Making digital banking simpler and more accessible 

Security Bank’s award-winning mobile banking initiative transforms the customer onboarding and banking experience through a seamless digital journey. 

The Bank's mobile app enables real-time account opening through secure electronic know-your-customer (eKYC), allowing customers to complete onboarding digitally using biometric verification and instant identity validation. Since its launch, the capability has enabled more than 23,000 new-to-bank customers to open accounts digitally, expanding access to formal financial services and supporting greater financial inclusion. 

Existing customers can also instantly open additional accounts and conveniently access digital credit solutions, including installment conversion, balance transfers, and credit-to-cash facilities, all within the app. 

"Digital innovation only matters if it makes banking easier for customers," said Myla Untalan, SVP and Strategic Projects Head. "We're continuously improving our digital platforms to help customers bank more conveniently, securely, and confidently wherever they are." 

Helping businesses bank more efficiently 

Security Bank continues to advance digital transformation for corporate clients by embedding banking services directly into their business operations. 

Its QRPay via API capability allows organizations to integrate QR payment generation, processing, and reporting directly into their internal systems, reducing manual work and improving operational efficiency. 

The solution has seen strong client adoption, with transaction count increasing by 284% and transaction volume growing by 187% from 2024 to 2025. 

By moving from portal-based processes to API integration, businesses can automate payment workflows, improve efficiency, and scale their digital payment capabilities across various platforms and industries. 

"Businesses increasingly expect banking to integrate seamlessly into their operations," said Jones Diokno, SVP and Deposits Business Group Head. "Through API-enabled solutions, we're helping clients automate processes, improve efficiency, and support their own digital transformation journeys." 

Financing projects that power the country's future 

Security Bank Capital’s recognition for Syndicated Loan of the Year underscores its expertise in structuring complex financing solutions for transformational infrastructure projects. 

The award-winning transaction involved a PHP150 billion, 15-year senior term loan facility for Terra Solar Philippines, Inc., supporting the development of the world's largest integrated solar and battery storage project as of 2025.  

Among the country's largest project finance transactions, the deal supports the Philippines' energy transition while introducing financing features that make long-term infrastructure funding more flexible, creating a benchmark for similar projects in emerging markets. 

"This transaction reflects our ability to structure innovative financing solutions for landmark infrastructure projects," said Virgilio Chua, President and CEO of Security Bank Capital. "We're proud to help mobilize capital for projects that support national development while delivering value for our clients and partners." 

“At Security Bank, collaboration is at the heart of how we serve our clients,” said Yvonne Marcelo, EVP and Corporate Banking Head of Security Bank. “Together with Security Bank Capital, we combined our strengths to help bring this landmark project to life, demonstrating how integrated expertise can create meaningful outcomes for our clients and the communities they serve.”

These recognitions reinforce Security Bank Group's commitment to BetterBanking by combining digital innovation, financing expertise, and strong partnerships to create meaningful outcomes for customers, businesses, and communities.

Security Bank Posts PHP6.1B H1 Net Income Q2 Net Income Rises 25% QoQ; First-Half Pre-Provision Operating Profit Grows 21% YoY

14 August 2026, Makati City, Philippines – Security Bank Corporation (PSE: SECB) reported PHP6.1 billion in net income for the first half of 2026 (H1-2026), up 4% year-on-year (YoY), as stronger revenues, better operating efficiency, and prudent credit management supported the Bank’s performance. Second-quarter momentum strengthened, with Q2-2026 net income rising 25% quarter-on-quarter (QoQ) and 11% year-on-year to PHP3.4 billion.

Pre-provision operating profit rose 21% year-on-year to PHP15.4 billion, reflecting the Bank’s core earnings expansion and continued focus on disciplined, quality growth. Total revenues increased 11% to PHP34.9 billion.

Net interest income grew to PHP32.4 billion, with net interest margin at 5.78%. Service charges, fees, and commissions reached PHP4.2 billion. Operating expenses increased 3% year-on-year, well below revenue growth, bringing the cost-to-income ratio down to 55.7% from 59.6% in H1-2025.

The Bank sustained a prudent and proactive approach to credit. Provisions for credit losses were PHP7.6 billion for the first half. Asset quality indicators improved, with the gross non-performing loan ratio declining to 3.04% from 3.16% a year ago and 3.08% in the previous quarter. NPL reserve cover also improved to 85% from 79% a year ago and 81% in the previous quarter.

Q2 momentum strengthened

In the second quarter, total revenues rose to PHP17.9 billion, up 5% quarter-on-quarter and 11% year-on-year. Pre-provision operating profit reached PHP7.9 billion, up 6% from the previous quarter and 19% from the same period last year. Provisions for credit losses were PHP3.7 billion, lower than the PHP3.9 billion recorded in the first quarter.

Strong liquidity and capital position

Total deposits stood at PHP891 billion, with CASA deposits up 8% year-on-year. CASA accounted for 52% of total deposits, higher than 49% a year ago and 51% in the previous quarter. Net loans stood at PHP675 billion, up 1% year-on-year, as the Bank continued to rebalance its portfolio toward higher-quality segments. Total investment securities were PHP362 billion.

Security Bank continues to maintain strong liquidity and capital ratios. As of June 30, 2026, Liquidity Coverage Ratio was 206% and Net Stable Funding Ratio was 145%, both well above regulatory minimums. Common Equity Tier 1 Ratio improved to 12.6% from 12.2% in the previous quarter and 12.3% a year ago. Total Capital Adequacy Ratio improved to 13.5%, compared with 13.1% in the previous quarter and 13.2% a year ago.

Shareholders’ capital increased to PHP155.7 billion, up 5% year-on-year and 1% quarter-on-quarter. Total assets stood at PHP1.19 trillion, up 3% year-on-year.

“As Security Bank marks its 75th year, we are building momentum with discipline,” said Victor Lee, President and CEO of Security Bank. “We grew revenues faster than expenses, improved efficiency, strengthened reserve cover, and maintained strong capital and liquidity. Our focus is to keep growing responsibly while making banking simpler, faster, and more responsive for the customers and businesses we serve.”

Security Bank and Pays0 Partner to Help Businesses Accept Payments and Move Money More Efficiently

Makati City, Philippines – From accepting online payments to paying suppliers and employees, businesses need money to move quickly and reliably. Security Bank and Pays0 Inc., a licensed Electronic Money Issuer (EMI) and payment solutions provider, have partnered to help businesses do exactly that. 

The partnership enables businesses using Pays0 to accept payments, send funds, and reconcile transactions more efficiently, making it easier to manage cash flow while giving customers faster access to their money. 

The partnership, formalized through a Memorandum of Agreement signing at Security Bank Centre in Makati City on July 28, combines Pays0's payment platform with Security Bank's trusted banking services to support businesses as they grow and process more digital transactions. 

Whether it's an online merchant collecting customer payments, a company sending payroll, or a business paying suppliers, the partnership helps reduce manual work and keep money moving smoothly. 

"Businesses today expect payments to be as seamless as every other part of their operations," said Leslie Y. Cham, EVP and Branch Banking Group Head of Security Bank. "By combining Pays0's payment solutions with Security Bank's trusted banking services, we're helping businesses simplify how they collect, send, and manage payments so they can focus on serving customers and growing their business." 

The partnership also gives Pays0 the banking support to serve more businesses as demand for digital payments continues to grow, while maintaining the speed, security, and reliability its customers expect. 

“This partnership with Security Bank is an important milestone for Pays0. It brings together two organizations that share the same commitment to trust, service, and progress. We believe that meaningful partnerships like this can help make financial services more accessible and reliable for Filipinos,” said Penny Jing, CEO and Founder of Pays0. 

As more businesses embrace digital payments, partnerships between banks and fintech companies are making it easier for merchants to accept payments, automate collections and payouts, and deliver a better experience for customers. The collaboration also supports the Bangko Sentral ng Pilipinas' efforts to accelerate digital payments and promote financial inclusion. 

For Security Bank, the partnership builds on its role as a trusted banking partner for fintech companies and businesses seeking modern payment solutions. It also creates opportunities to expand the Bank's transaction banking, cash management, foreign exchange, and other financial services.  

The partnership also reflects Security Bank’s commitment to helping businesses grow through practical financial solutions that make banking simpler, faster, and better. 

Security Bank Marks ArteFino’s 10th Anniversary with Exclusive Cardholder Privileges

Makati, Philippines— Security Bank is celebrating the 10th anniversary of ArteFino with exclusive privileges for its cardholders, while continuing its longstanding support for Filipino artisans, designers, and homegrown brands.

From July 30 to August 2, 2026, ArteFino's Isang Dekada edition will bring together more than 100 Filipino brands across The Fifth, North Court, South Court, and Lifestyle Hall at Power Plant Mall in Makati City.

Throughout the four-day event, Security Bank cardholders will enjoy complimentary admission upon presentation of their Security Bank card, a dedicated payment lane for faster checkout, and flexible payment options, including 0% ChargeLight Installment for up to 12 months or Charge Now, Pay Later on a minimum single-receipt purchase of PHP10,000.

"ArteFino has always been about celebrating the people behind the craft. The makers, the stories, and the traditions they carry forward. That's something we're proud to support," said Tanya Deakin, Corporate Communications Division Head of Security Bank. "As we celebrate 75 years of BetterBanking, we're grateful to partner with organizations that create opportunities for Filipino entrepreneurs while giving our clients access to experiences they'll genuinely enjoy."

Security Bank has proudly supported ArteFino over the years because the partnership reflects what BetterBanking is about—creating value not only for our clients, but also for the communities and businesses that help our economy grow.

Through HeArteFino, the partnership also helps strengthen artisan communities across the country. It has supported enterprises such as Zarah Juan, ANTHILL Fabric Gallery, and Project Nova, while helping develop the next generation of Filipino designers through the Makers Lab program. 

For more information on Security Bank promotions, visit www.securitybank.com/promos/

@Zsarlene B Chua, this is AF's proposal on this matter. She is just getting clearance from the AF ladies (Mel, Maritess, Cedie, Mita, Susie)

Security Bank and Security Bank Capital Clinch Nine Wins for Landmark Infrastructure Deals at The Asset Triple A Awards 2026

Singapore — Security Bank Corporation and its investment banking arm, Security Bank Capital Investment Corporation, secured a total of nine recognitions at The Asset Triple A Sustainable Infrastructure Finance Awards 2026, highlighting the Group’s role in financing landmark infrastructure projects that expand clean energy supply, strengthen water access, and improve transport connectivity across the Philippines.

The awards recognize the Group’s role in structuring complex transactions across energy, water, and transport, showing its capability to deliver large-scale, multi-sector infrastructure funding in the country. 

Among the top recognitions, Security Bank and Security Bank Capital received Asia-Pacific Deal of the Year and Project Finance Deal of the Year for the PHP150 billion Terra Solar Philippines Inc. term loan. Security Bank participated as a lender, while Security Bank Capital acted as co-arranger. The transaction is the largest project financing in Philippine history and supports the development of the MTerra Solar Project (also known as the Meralco Terra Solar Project), which is poised to become the world’s largest integrated solar and battery storage facility. The project will expand the country’s clean energy supply and help accelerate the Philippines’ renewable energy transition while delivering reliable power to millions of households.

The Group also received Renewable Energy Deal of the Year – Hydro for the Olympia Violago Water & Power Inc. term loan, where Security Bank Capital acted as co-arranger and Security Bank as lender. The project is a 600MW pumped hydro facility in Rizal that improves grid stability and supports the integration of renewable energy.

Security Bank Capital also received a Highly Commended recognition under the same category for the Ahunan Power Inc. project, where it served as co-arranger. The project will fund a 1,400MW pumped storage hydro facility that is expected to play a key role in supporting renewable integration and strengthening energy security. The Bank also participated in the transaction as lender.

Together, these energy projects support both renewable energy generation and large-scale storage, strengthening the country’s ability to integrate clean energy reliably.

In water infrastructure, Security Bank Capital was awarded Water Deal of the Year for its role as domestic co-lead underwriter in the PHP34.3 billion Maynilad Water Services Inc. IPO. The transaction is the first Green Equity issuance in the water sector in Southeast Asia and one of the largest IPOs in the Philippines. Proceeds will support investments to expand water supply, reduce system losses, and improve sewerage coverage, benefiting millions of customers. 

In transport infrastructure, Security Bank Capital won Transport Deal of the Year for the PHP20 billion Metro Pacific Tollways Corporation bond issuance, where it served as lead underwriter and bookrunner. The proceeds will support the development and maintenance of key toll roads such as CAVITEX, CALAX, and LLEX, improving connectivity and reducing travel time across key corridors. The deal attracted strong investor demand, with subscriptions nearly three times the offer size.

“These recognitions from The Asset reflect our continued focus on supporting corporate clients in financing projects that drive real impact,” said Yvonne Marcelo, EVP and Corporate Banking Group Head of Security Bank. “Through our lending relationships, we enable investments in clean energy, water, and transport that strengthen essential infrastructure and support long-term growth.”

“Our ability to consistently execute complex transactions reflects both the discipline of our structuring approach and the trust our clients place in us,” said Virgilio Chua, President and CEO of Security Bank Capital. “By combining capital markets expertise with strong execution, we help bring critical infrastructure projects to market and support the country’s energy transition.”

The Asset Triple A Awards recognize outstanding transactions across Asia’s capital markets. Through these awardwinning transactions, Security Bank and Security Bank Capital continue to support sustainable infrastructure in the Philippines and contribute to a more resilient, lowcarbon, and inclusive economy.

Security Bank Refinances 17.4 MW Hermosa Solar Plant

Makati City, Philippines — Security Bank Corporation (PSE:SECB) is supporting renewable energy development in the Philippines as the sole lender for the 17.4 MW Solana Solar Beta, Inc.’s (“SSBI”) Solar Power Project (the “Project”) in Hermosa, Bataan, supplying electricity to Peninsula Electric Cooperative, Inc. (“PENELCO”).

Developed by SSBI, part of CN Green Roof Asia (“Green Roof Asia”), the Project is expected to generate approximately 35.5 gigawatt-hours of electricity annually and supplies 10 MW of equivalent generation under a 20-year power supply agreement with PENELCO. Green Roof is grateful for the opportunity to supply PENELCO with renewable energy to meet the energy needs of its customers in the province.

The transaction is the Bank’s first partnership with Climate Fund Managers, a climate-focused blended finance investment manager, and Norfund, the Norwegian investment fund for developing countries - two globally recognized institutions working to mobilize capital for sustainable infrastructure across emerging markets.

The Bank provided a project refinancing facility, with Security Bank Capital Investment Corporation acting as arranger and the Bank’s Trust and Asset Management Group serving as Facility Agent and Security Trustee. The Omnibus Loan and Security Agreement was signed on May 26, 2026, and the loan disbursement was completed on June 25, 2026.

“Electric cooperatives play an important role in delivering electricity to communities across the country,” said Yvonne Marcelo, EVP and Corporate Banking Group Head at Security Bank. “Through this transaction, we are supporting the delivery of additional renewable energy capacity in Bataan while establishing our first partnership with Climate Fund Managers and Norfund. As sole lender, we continue to support investments that contribute to the expansion of renewable energy infrastructure in the Philippines.”

"We are pleased to partner with Security Bank on this transaction, which demonstrates the growing role local financial institutions can play in supporting renewable energy infrastructure in the Philippines," said Ryan Oetama, Investment Director at Climate Fund Managers. "The financing of the Bataan solar project reflects increasing confidence in renewable energy as an attractive investment opportunity that can deliver both commercial returns and positive environmental impact."

“This transaction augments a niche renewable energy supply segment in the Philippines, a core market and a meaningful strategy for Norfund. It will help meet a larger share of domestic energy demand, improve energy security, and increase diversification in both the provincial and national energy mix at a much-needed time. We are grateful to our JV partners in Climate Fund Managers and congratulate Green Roof Asia for delivering this project for its host community. We look forward to working with Security Bank on more transactions in the Philippines,” said Felix Barwinek, Senior Investment Manager at Norfund.

“This refinancing is an important milestone for Green Roof Asia in the Philippines as it demonstrates that well-structured renewable energy projects continue to attract strong financial backing, allowing us to continue to develop, construct, and deliver reliable clean energy infrastructure across Southeast Asia. We look forward to supporting more electric cooperatives and meeting their growing demand,” said Steve Rawles, CEO at CN Green Roof Asia.

Financing renewable energy for electric cooperatives

Security Bank’s participation supports the financing of renewable energy projects serving electric cooperatives, a segment with limited participation from local banks.

PENELCO, the Project’s offtaker, has a peak demand of approximately 148 MW and serves customers across multiple barangays and municipalities in Bataan.

The Project is connected to PENELCO’s distribution system through an embedded connection, enabling the delivery of renewable energy within the cooperative’s service area.

Part of a regional renewable energy platform

The Project forms part of Green Roof Asia’s portfolio of solar developments across Southeast Asia, covering rooftop and utility-scale systems.

Green Roof Asia is a joint venture between Climate Fund Managers’ EU-supported Climate Investor One Fund and Norfund.

Climate Fund Managers raises and deploys blended climate finance funds, working in partnerships to deliver climate mitigation and adaptation solutions in Asia, Africa and Latin America. Norfund’s mandate is to invest in businesses that support sustainable development and the transition to net zero.

A growing renewable energy portfolio

The transaction adds to the Bank’s growing renewable energy portfolio, reflecting its participation in financing 24 renewable energy developments nationwide that collectively represent 4.30 GW of installed capacity. It also contributes to the Bank’s broader sustainable finance portfolio, which reached PHP116.95 billion in total disbursements as of May 2026.

By financing renewable energy projects and expanding partnerships with institutions committed to sustainable development, Security Bank continues to support renewable energy infrastructure in the Philippines.

Security Bank Awards BYD Sealion 6 DM-i to Grand Winner of 12 Gifts of Christmas Raffle Promo

Makati City, Philippines — Security Bank officially concluded its 12 Gifts of Christmas Raffle Promo after successfully awarding two BYD Sealion 6 DM-i units to lucky clients, marking one of the Bank’s biggest raffle prize giveaways to date.

The campaign rewarded clients for saving and maintaining deposits with Security Bank while encouraging greater engagement through digital banking channels. Over the course of the promo, clients nationwide had the opportunity to win premium prizes through multiple raffle draws, reinforcing the Bank’s commitment to making saving more rewarding for Filipinos.

One of the grand prize winners, Deborah “Debbie” Novero, a Makati-based healthcare worker and Security Bank client for more than 16 years, described her BYD Sealion 6 DM-i win as a welcome surprise.

“I really couldn't believe it at first. A friend contacted me after seeing the winners posted on the website, and I had forgotten about the grand draw because I had joined so many promos,” Novero shared. “It's very timely because transportation costs are expensive nowadays, so having a vehicle that's both electric and hybrid is a big help.”

Another long-time Security Bank client took home the first BYD Sealion 6DM-i unit in an earlier raffle draw this year.

“The strong response to the 12 Gifts of Christmas Raffle Promo reflects how clients continue to value products and experiences that support their financial goals while offering meaningful rewards,” said Paula Salak, FVP and Deposit and Payroll Head at Security Bank. “This gives us a strong foundation as we continue to design programs that make saving more practical, accessible, and rewarding.”

Following the success of the campaign, Security Bank is introducing the Save to Win Raffle Promo, giving clients more chances to win high-ticket prizes simply by growing and maintaining their deposits with the Bank.

More details on the Save to Win Raffle Promo, including prizes and promo mechanics, will be announced through Security Bank’s official channels.

Visit  https://www.securitybank.com/ to learn more.

Security Bank Expands Free Fund Transfers to All Customers

For years, free fund transfers have been among the exclusive benefits enjoyed by the Bank's Gold, Wealth, Corporate, and Business Banking clients. Beginning July 10, 2026, Security Bank is extending this benefit to all customers, making everyday banking simpler, more convenient, and more affordable. 

"As we celebrate 75 years of serving Filipinos, we're continuing to make everyday banking easier for our clients," said Victor Lee, President and CEO of Security Bank. "BetterBanking means finding practical ways to deliver greater value. By extending free fund transfers to all customers, we're making a benefit many of our clients already enjoy available to everyone." 

As more Filipinos choose digital banking for their everyday financial needs, customers increasingly expect banking to be simple, seamless, and convenient. Removing transfer fees is another way Security Bank is helping customers manage their money more efficiently while delivering on its BetterBanking promise. 

The expansion of free fund transfers reflects Security Bank's continued focus on improving the everyday banking experience through practical enhancements that matter most to customers.

Security Bank Marks 75 Years with Opening of 391st Branch in Muntinlupa

Makati, Philippines –– Security Bank marked its 75th anniversary with the opening of its 391st branch in Muntinlupa City, reinforcing its commitment to bringing BetterBanking closer to more Filipinos through a growing nationwide branch network.

Located in one of southern Metro Manila's key commercial and residential hubs, the new branch is strategically positioned to serve individuals, entrepreneurs, and businesses in a city with a thriving economy and strong growth potential.

"This year marks an important milestone for Security Bank as we celebrate 75 years of serving our customers," said Victor Lee, President and CEO of Security Bank. "Our growth has been built on the trust of our customers, the dedication of our Security Bankers, and the support of the communities we serve. Every new branch reflects our commitment to grow alongside our customers and make BetterBanking more accessible to Filipinos."

"Muntinlupa continues to attract businesses, professionals, and growing communities, making it an important market for Security Bank," said Leslie Cham, EVP and Branch Banking Group Head at Security Bank. "As we expand our branch network, we remain focused on complementing our digital capabilities with personalized service and innovative financial solutions that help our clients achieve their goals.”

The Muntinlupa Branch is the latest milestone in Security Bank's continued nationwide expansion. With 391 branches across the country, the Bank continues to make banking simpler, faster, and more personal by combining convenient physical access with seamless digital banking solutions.

For more information on Security Bank’s products, services, and branch locations, visit www.securitybank.com or follow Security Bank on social media.

Security Bank Marks 75 Years from a Position of Strength

Makati City, Philippines — Few institutions remain relevant for 75 years.

Security Bank is marking the milestone with growing customer adoption, disciplined execution, and a clear focus on delivering strong outcomes for customers, shareholders, and communities.

Founded in 1951 as the first private and Filipino-controlled bank established after the Second World War, Security Bank has grown alongside the country's development, serving generations of individuals, entrepreneurs, corporations, and institutions across the Philippines through changing economic cycles, technological shifts, and evolving customer expectations.

“What defines the Bank is consistent execution, especially in periods of uncertainty,” said Victor Lee Meng Teck, President and Chief Executive Officer of Security Bank. “For 75 years, we have focused on serving customers well while adapting to change. Customer expectations will continue to evolve, and our responsibility is to keep improving how we serve them while staying grounded in the discipline and long-term thinking that have shaped the Bank through generations.”

Over the decades, Security Bank has continually expanded its capabilities to serve a broader range of customer needs.

The Bank introduced the country's first credit card franchise through Diners Club, became a universal bank, and listed on the Philippine Stock Exchange. 

More recently, Security Bank strengthened its capabilities through technology, strategic partnerships, and the expansion of a broader financial services ecosystem. Today, that ecosystem includes its decade-long partnership with MUFG Bank, Security Bank Finance with Krungsri, Home Credit Philippines, Mitsubishi Motors Finance Philippines, and subsidiaries spanning capital markets, stock brokerage, finance, and operating leases, allowing the Bank to serve customers across more aspects of their financial lives.

The way people bank today looks very different from even a decade ago.

Customers may open accounts digitally, transact through mobile devices, seek investment advice from relationship managers, finance business growth, or visit branches for guidance and support. Increasingly, they expect these experiences to be connected, seamless, and responsive.

Security Bank serves customers through a nationwide network of more than 390 branches, relationship managers, and digital platforms. Today, the Bank serves customers at every stage of their financial journey—from saving and spending to investing, borrowing, and growing a business. As of the first quarter of 2026, the Security Bank App had grown to 1.62 million enrolled users and processed 72.5 million transactions.

Guided by its BetterBanking philosophy, the Bank continues to simplify banking, improve customer experiences, and make financial services easier to access and use.

The results are increasingly visible. In 2025, Security Bank reported total revenues of PHP66.9 billion and pre-provision operating profit of PHP27.6 billion. Momentum continued into 2026, with first-quarter revenues increasing 10% year-on-year to PHP17 billion and pre-provision operating profit rising 24% to PHP7.5 billion.

The Bank also improved its cost-to-income ratio to 56%, reflecting stronger operating efficiency and disciplined execution. 

Customer confidence remained strong, with deposits increasing 12% year-on-year to PHP938 billion.

Security Bank's progress has also been recognized externally. In 2025, the Bank was named the top bank in the Philippines by TIME and Statista for the second consecutive year. It also maintained an MSCI ESG Rating of "A," the only Philippine Bank with that rating, placing alongside leading banks in Asia Pacific for ESG risk management. 

In 2026, Security Bank was recognized as the #1 Overall Domestic Bank and #1 Trade Finance Products provider in the Euromoney Trade Finance Survey. Security Bank Wealth was named Philippines' Best for High Net Worth by Euromoney for the sixth consecutive year, while the Bank's customer experience initiatives earned eight awards at the Digital CX Awards 2026.

Beyond business performance, Security Bank continues to support long-term development priorities.

Its sustainable finance portfolio reached approximately PHP108 billion in green and social financing by end-2025, supporting projects that contribute to economic development and environmental sustainability. Through Security Bank Foundation, the Bank has invested in education for decades. As one of the country's leading providers of public school classrooms among corporate foundations and one of the Department of Education's most enduring partners in school infrastructure, the Foundation has helped expand access to quality learning environments for thousands of Filipino students nationwide.

The Bank's history is often told through milestones, but it is equally a story of people.

Across generations, Security Bankers have helped customers navigate opportunities, challenges, and change. A culture of care—listening closely, taking ownership, and following through—continues to shape how the Bank serves its customers today.

As Security Bank enters its 76th year, its focus remains clear: deepening customer relationships, improving execution, and delivering stronger outcomes for customers, shareholders, and communities.

The first 75 years established the foundation.

The focus now is on creating more value for customers, stronger returns for shareholders, and broader impact for communities. 

Security Bank Partners with AC Health Companies to Strengthen Healthcare Distribution Network

Makati City, Philippines — Security Bank has partnered with AC Health subsidiaries I.E. Medica and MedEthix to provide financing support to their nationwide network of dealers and distributors through its Dealer Financing Program.

The program gives accredited partners access to financing solutions, including short-term revolving credit lines and inventory financing, helping them manage working capital, increasing purchasing capacity, and improving liquidity. By enabling dealers and distributors to better manage inventory and respond more efficiently to demand, the partnership is expected to help strengthen the healthcare supply chain.

As part of AC Health's pharmaceutical and healthcare distribution network, I.E. Medica and MedEthix play an important role in delivering healthcare products, medical devices, and healthcare solutions to hospitals, clinics, pharmacies, and healthcare providers across the Philippines.

"This partnership reflects our focus on supporting the healthcare sector, which plays a vital role in both the economy and public well-being," said Yvonne Joanna P. Marcelo, Senior Vice President and Corporate Banking Group Head of Security Bank. "By working with I.E. Medica and MedEthix, we aim to help their dealer and distributor network operate more efficiently, strengthen their businesses, and keep pace with growing demand." 

As healthcare demand continues to grow, access to financing plays an important role in helping distributors maintain inventory levels, respond to market needs, and expand their reach. By supporting businesses throughout the healthcare distribution ecosystem, the partnership aims to contribute to a more resilient and efficient supply chain.

"Through this strategic collaboration with Security Bank, we reinforce our collective mission to strengthen the healthcare sector by equipping our downstream dealers with reliable financial solutions that fuel their business growth and sustainable nationwide reach,” according to Ms. Monaliza B. Salian, President and CEO of IE Medica and Medethix.

The partnership reflects Security Bank's continued commitment to supporting key growth sectors of the Philippine economy through financing solutions that help businesses strengthen operations, expand responsibly, and better serve their customers.

Learn more about the Dealer Financing Program by visiting https://www.securitybank.com/business/supply-chain-solutions/