Security Bank and Pays0 Partner to Help Businesses Accept Payments and Move Money More Efficiently

Makati City, Philippines – From accepting online payments to paying suppliers and employees, businesses need money to move quickly and reliably. Security Bank and Pays0 Inc., a licensed Electronic Money Issuer (EMI) and payment solutions provider, have partnered to help businesses do exactly that. 

The partnership enables businesses using Pays0 to accept payments, send funds, and reconcile transactions more efficiently, making it easier to manage cash flow while giving customers faster access to their money. 

The partnership, formalized through a Memorandum of Agreement signing at Security Bank Centre in Makati City on July 28, combines Pays0's payment platform with Security Bank's trusted banking services to support businesses as they grow and process more digital transactions. 

Whether it's an online merchant collecting customer payments, a company sending payroll, or a business paying suppliers, the partnership helps reduce manual work and keep money moving smoothly. 

"Businesses today expect payments to be as seamless as every other part of their operations," said Leslie Y. Cham, EVP and Branch Banking Group Head of Security Bank. "By combining Pays0's payment solutions with Security Bank's trusted banking services, we're helping businesses simplify how they collect, send, and manage payments so they can focus on serving customers and growing their business." 

The partnership also gives Pays0 the banking support to serve more businesses as demand for digital payments continues to grow, while maintaining the speed, security, and reliability its customers expect. 

“This partnership with Security Bank is an important milestone for Pays0. It brings together two organizations that share the same commitment to trust, service, and progress. We believe that meaningful partnerships like this can help make financial services more accessible and reliable for Filipinos,” said Penny Jing, CEO and Founder of Pays0. 

As more businesses embrace digital payments, partnerships between banks and fintech companies are making it easier for merchants to accept payments, automate collections and payouts, and deliver a better experience for customers. The collaboration also supports the Bangko Sentral ng Pilipinas' efforts to accelerate digital payments and promote financial inclusion. 

For Security Bank, the partnership builds on its role as a trusted banking partner for fintech companies and businesses seeking modern payment solutions. It also creates opportunities to expand the Bank's transaction banking, cash management, foreign exchange, and other financial services.  

The partnership also reflects Security Bank’s commitment to helping businesses grow through practical financial solutions that make banking simpler, faster, and better. 

Exclusive LRT-2 and MRT-3 Cashback Up to 30% with GCash Commute QR

As more commuters embrace digital payments in their daily routine, GCash is expanding its support for cashless public transportation with a cashback promo for all LRT-2 riders and eligible MRT-3 riders who use the GCash Commute QR for their train fares.

 

From July 20 to August 20, 2026, eligible commuters who pay via GCash Commute QR will receive a 20-30% cashback on their LRT-2 and MRT-3 fare. It will be credited directly to the user's GCash e-wallet based on the scheduled payout dates.

 

“Innovation is most meaningful when it removes everyday friction and makes essential services more accessible. With GCash Commute QR, we're making cashless commuting simpler.” said Ferdie Perez, VP and head of innovation at GCash.

 

Furthermore, the initiative forms part of the ongoing efforts of GCash to expand the use of digital payments across everyday services, including public transportation, supporting broader access to convenient and cashless commuting options for Filipinos.

 

"This cashback promo is a way to help invite more commuters to experience the ease of using digital fare payments and brings added value on their everyday journeys," he added.

 

Commuters with a fully verified and active GCash account can enjoy exclusive cashback offers when they pay for their fares using GCash Commute QR during the respective promo periods. LRT-2 commuters can receive 20% cashback on eligible rides. New GCash Commute QR users on MRT-3, on the other hand, can enjoy 30% cashback on their first three rides, while the promo runs until August 20, 2026.

 

GCash continues to work with transport partners to expand cashless payment options that support a more convenient and accessible commuting experience for Filipinos.

 

For more information, please visit www.gcash.com.

GCash Future-Proofs MSMEs with Customer-First Payment Innovation

The Philippines is steadily becoming a digital payments nation. According to the Bangko Sentral ng Pilipinas (BSP), 57.4% of retail payment transactions by volume were made digitally in 2024, up from 52.8% in 2023 and 42.1% in 2022. With the BSP targeting a digital payment share of 60% to 70% by 2028, businesses are increasingly expected to support cashless transactions. 

To help businesses keep pace with this shift, GCash continues to expand its suite of payment solutions with innovations designed to make digital payments more accessible, convenient, and secure for merchants. For MSMEs in particular, accepting digital payments can help broaden payment options, reduce cash handling, and improve operational efficiency. 

Simplifying payments at the point of sale 

GCash has built a portfolio of payment devices for every type of MSME because every business has different needs. Rather than offering a one-size-fits-all solution, GCash provides payment devices designed for different business sizes and ways of operating. This helps merchants choose the right solution, making it easier to accept digital payments and run their business more efficiently.

GCash EasyPOS is an all-in-one payment terminal for medium and large enterprises that accepts QRPh, Visa, and Mastercard payments on a single device. It helps businesses connect with GCash customers, who can enjoy rewards when they pay through the GCash app. With features like digital receipts, refunds, settlements, and transaction monitoring, GCash EasyPOS simplifies operations so merchants can focus on growing their business.

GCash SoundPay Plus is designed for micro and small merchants in the retail and F&B sectors who need secure and fast payment confirmations. It combines QR payments, card acceptance, and instant voice confirmation, so merchants know immediately when a payment is successful without checking devices or screenshots. This speeds up transactions and helps them manage busy counters with confidence.

"Digital payments should work for businesses of all sizes, especially MSMEs that are the backbone of the economy," said Ren-Ren Reyes Jr., President and CEO of G-Xchange Inc. "As more Filipinos choose to pay digitally, our goal is to make it easier for merchants to accept these payments with solutions that are simple, reliable, and built around their everyday needs." 

At the heart of it all are Filipino MSMEs. Every GCash payment solution is built by listening to their everyday challenges and understanding what they need to grow. By putting merchants at the center of innovation, GCash develops tools that make payments simpler, safer, and more convenient. More than this, GCash is creating solutions that make running a business easier, so entrepreneurs can focus on serving their customers and growing their livelihood.

Supporting businesses at every stage of their journey

The launch of GCash EasyPOS and GCash SoundPay Plus builds on earlier GCash for Business solutions that support enterprises at different stages of digital adoption, including GCash PocketPay and GCash SoundPay.

GCash PocketPay is designed for MSMEs, bazaar merchants, and mobile sellers who take their business wherever their customers are. It turns an NFC-enabled Android smartphone into a contactless card terminal, making it easy and affordable to accept card payments without investing in additional hardware. On the other hand, GCash SoundPay, a portable QR payment device, provides instant voice confirmation for every transaction.

"Digital adoption looks different for every business," said Paul Albano, General Manager of GCash for Business. "Whether they're just beginning to accept digital payments or looking to upgrade their payment capabilities, we want to provide solutions that are practical, accessible, and easy to use." 

All these payment solutions are connected through the GCash for Business Portal. From one dashboard, merchants can activate devices, monitor transactions, manage wallets, and transfer funds. Designed to be accessible, businesses can get started with just a verified GCash account, which comes with a ₱5 million wallet limit. This makes it easier to manage payments, cash flow, and daily operations in one place.

One platform with built-in security

Beyond convenience, GCash places security at the core of every transaction. Its merchant solutions integrate secure payment processing, real-time transaction confirmations, stronger authentication, and fraud protection features to help safeguard both businesses and their customers. 

These built-in security measures enable merchants to accept digital payments with greater confidence while providing customers with a safe, seamless, and reliable payment experience. 

By combining ease of use with robust security, GCash helps build trust in digital transactions and supports the broader shift toward a cashless economy. 

Helping MSMEs grow in a digital economy

As digital payments become increasingly common, the opportunity lies in helping businesses maximize their benefits. Through its growing suite of payment solutions, GCash enables MSMEs to accept more payment methods, streamline operations, lower the cost of digital adoption, and serve more customers.

With digital payments continuing to gain momentum in the Philippines, GCash remains committed to developing practical payment innovations that help businesses of all sizes participate more fully in the country's growing digital economy.

For more information, please visit www.gcash.com.