InLife Launches New Global Fund that Combines Technology and Income Investing

InLife has launched its Global Equity Premium Income Fund (GEPI), a new variable unit-linked (VUL) fund that has the potential to provide monthly income payouts through an actively managed portfolio with exposure to the Nasdaq-100 and a covered call options strategy.

What sets the target fund apart is that it is designed to provide monthly income by selling call options to generate option premiums, as the fund name suggests. In periods of elevated market volatility, call options become more valuable, and the income received by the fund improves. 

GEPI invests through a feeder fund into J.P. Morgan’s Nasdaq Equity Premium Income ETF (JEPQ). The target fund provides exposure to companies similar to those represented in the Nasdaq-100 Index, which tracks 100 of the largest non-financial companies listed on the Nasdaq stock market, including Nvidia, Apple, Microsoft, Alphabet, Amazon, and Meta, among others. 

"Filipino investors are increasingly seeking global growth opportunities, particularly in innovation and technology, but often hesitate due to market volatility. With GEPI, we are bridging this gap by combining exposure to world-leading tech innovators with an active covered call strategy. This allows our policyholders to avoid the common trap of exiting their investments during heightened market volatility, helping them navigate different market environments with greater confidence,” said InLife Chief Product and Innovation Officer Jose Eduardo O. Ang. 

GEPI is intended for investors seeking a smoother Nasdaq-100 investing experience while achieving regular monthly income payouts. It may also complement existing income investor portfolios by providing higher yields. 

The fund will be available for new applications and eligible existing InLife VUL policies for fund switches and top-ups, including Wealth Assure Plus and Solid Fund Builder, subject to applicable eligibility requirements.

Through GEPI, InLife expands its range of investment-linked fund options, giving policyholders another way to participate in global markets while pursuing their financial goals. 

Interested policyholders may consult their InLife financial advisors or visit https://www.inlife.com.ph/global-equity-premium-income-fund to know more about GEPI.

InLife Benefits Partners with The Medical City to Advance Pioneering Chronic Disease Management for Corporate Employees

InLife Benefits and The Medical City recently signed a Memorandum of Understanding (MOU) to develop an insurer-led Chronic Disease Management Program (CDMP) for corporate accounts and their employees. The partnership is the first of its kind in the industry, bringing together InLife Benefits’ corporate network and employee benefits expertise with The Medical City’s clinical capabilities in chronic and preventive care.

Under the partnership, InLife Benefits will serve as the insurer partner, identifying suitable corporate accounts and facilitating their engagement with The Medical City whereas The Medical City will serve as the clinical partner, providing the medical expertise, physicians, care teams, facilities, and patient pathways needed to screen, manage, and monitor members with chronic conditions or risk factors.

The program comes as chronic lifestyle diseases continue to place pressure on Filipino families, employers, and the broader healthcare system. Maria Noemi G. Azura, President and CEO of InLife Benefits, pointed to hypertension and obesity as examples of conditions that affect a large share of Filipino adults and can lead to diabetes, cardiovascular disease, and other complications when risks are not addressed early. 

“About 1 in 3 Filipino adults has hypertension or roughly 16.8 million people, yet only around 1 in 5 has it under control. Almost 4 in 10 Filipino adults are overweight or obese, increasing the risk of diabetes, heart disease and other chronic conditions,” said Azura. “The role of the insurer should not begin when somebody gets sick and end when we pay the claim. We need to help our members stay healthy, identify risks earlier, and help those who already have chronic diseases manage them better.”

The CDMP is designed to move employee healthcare beyond a largely curative model, where care may begin only after a condition has progressed. Members can undergo a health risk assessment and risk stratification, after which they can be guided toward the appropriate care pathway based on their needs. The approach seeks to encourage earlier screening, regular disease management, and continuity of care before complications require emergency or inpatient treatment.

“Through CDMP, we want to champion screening and prevention of Chronic Diseases by providing benefits to our employees and to our members even before catastrophic claims are necessary,” said Dr. Isabel Umali, Deputy Medical Director of InLife Benefits.

For employers, the partnership is intended to provide a more coordinated way to support employees living with, or at risk of developing, chronic conditions. Better navigation across healthcare touchpoints may help employees receive appropriate care earlier, potentially reducing avoidable complications and supporting more sustainable healthcare utilization over time.

The Medical City will provide the clinical infrastructure behind that patient journey, from screening for non-communicable diseases to regular monitoring and treatment for conditions such as hypertension, diabetes, and dyslipidemia.

For Dr. Ruben G. Kasala, Executive Vice President and CEO of The Medical City Ortigas, the partnership reflects a broader shift toward preventing chronic conditions and their complications rather than waiting until patients require more intensive treatment.  “We are going to continue to focus on preventive healthcare and lifestyle management,” said Dr. Kasala. “Even if patients are not feeling anything at the moment, it is important to monitor the disease, take the medication, and focus on lifestyle management. Once complications set in, it impacts the quality of life and the lifespan of the patient.”

The Medical City’s physicians and care teams will carry that approach throughout the patient journey, beginning with screening and extending to regular monitoring and treatment when needed.

“We want to make sure that we screen them early, manage them, so that we delay complications related to these diseases,” said Dr. Mariann Almajar, Cardiologist and Chief Medical Officer of The Medical City. “As a network, we’ll be able to take care of the patients from the clinic to the hospital.”

Racquel R. Cagurangan, Group Chief of Strategic Accounts and Patient Experience at The Medical City, added how the partnership can provide valuable patient outcome data that could strengthen the delivery of preventive care and, over time, support a more predictive approach to healthcare.

Step Into a Career of Income, Independence and Impact

An effective way to start a conversation about insurance is not by selling a product, but by sharing a real story. Since many Filipinos are hesitant about insurance, InLife financial advisors talk about their personal experiences to explain the value of financial security and the purpose behind the career.  

During the recent InLife Business Opportunity Forum in Iloilo, leaders from the Agila Financial Team General Insurance Agency shared their journey to win in life. 

Sam Booc, a three-time qualifier of the Million Dollar Round Table (MDRT), a prestigious global association of top-performing life insurance and financial services professionals, left her acting career to become a financial advisor.  

She explained three important I’s, namely, income, independence, and impact as she asked a few questions: “With your income now, are you living or just surviving? With time, are you making your days count or just counting your days? When it comes to impact, does your life matter or are you just a head count?” 

As a financial advisor, she enjoys unlimited income, work-life balance, and fulfillment in helping others–all at the same time. “There is no age, education, or capital requirement to become a financial advisor. On top of the commissions, I travel the world for free. In my quest for success, fulfillment, and happiness, the industry awards I received meant that I’ve helped others achieve financial security,” she said.   

Share your story 

At only 22 years old, Princess Cecile Gurrea has explored more than 22 countries and enjoyed financial security, thanks to her parents, Celix and Mercy, who are both long-time InLife financial advisors. 

A career as a financial advisor—formerly known as an insurance agent—may not be a familiar path to many. But Gurrea said just as an investigation agent solves crimes, an insurance agent or financial advisor helps solve the customers’ financial problems through planning. 

“The best way to start conversations about insurance with most Filipinos who are unfamiliar and uncomfortable with the topic is by telling your own story, not by selling. When you truly believe and experience the value of financial security, people will feel your sincerity, and they will listen and trust you,” she said. 

Never too late to build your dream 

Rhoie Allan Yncierto never believed in insurance until the pandemic became his turning point, leading him to leave network marketing and pursue the financial advisor career. 

“With InLife, I finally experienced income sustainability,” Yncierto said, reflecting on his previous business ventures selling toothpaste, sanitary napkins, and milk tea. 

Today, he is one of InLife's top unit managers with the highest number of financial advisor recruits. "It's never too late to start. Build your dream and create a better tomorrow," he said. 

Do you also want to achieve financial independence and impact lives? Visit https://www.inlife.com.ph/become-a-financial-advisor to learn more about the financial advisor career.

InLife Benefits Champions “Benefits That Work” for the Modern Workforce

Workplace benefits are evolving as forward-thinking organizations transition from viewing them as a mere cost to a strategic investment. In today’s competitive landscape, employee benefits are the engine that strengthens workforce productivity, supports holistic well-being, and ensures long-term organizational sustainability.

To retain a high-performing team, companies must bridge the growing “well-being gap,” a space where health, psychological safety, and financial security are no longer optional, but prioritized. Addressing these needs is not just a moral imperative; it is a business one, directly impacting the bottom line by reducing turnover and driving deeper workforce engagement.

A Philosophy Beyond Basic Coverage

While some market solutions focus on administrative discipline and cost management, InLife Benefits Insurance Company, Inc. (formerly Generali Life Assurance Philippines, Inc.) meets the needs of modern corporations through its “Benefits That Work” philosophy. This approach goes beyond basic, "bolted-on" coverage. It reflects a commitment to delivering comprehensive, future-ready benefits that support the people behind the organization at every stage.

This philosophy is woven into a brand identity that is trustworthy, progressive, and distinctly Global Filipino. It honors the legacy of two trusted insurance institutions while empowering the local workforce with world-class standards. “By combining global experience with a deep local understanding of the Filipino workforce, InLife Benefits helps organizations transition from basic coverage to holistic care,” said InLife Benefits President and CEO Maria Noemi G. Azura.

The 360-Degree Advantage

The brand’s visual identity reinforces this unified approach. At the core of the InLife Benefits logo is a dynamic circle, symbolizing a “360-degree” approach to employee benefits. This circular form represents continuity, safeguarding organizations and their employees from prevention to protection, effectively serving as a one-stop shop for employee benefits solutions. It offers Group Life, Group Health, Group Personal Accident, Group Credit Life, and Group Dread Disease Plans. 

InLife Benefits delivers on this promise through flexible, end-to-end solutions, powered by digital tools and platforms that make benefits easier to access and manage. Corporate clients have access to digital dashboards while hospital and clinics may use its Network App for faster service approvals, removing friction often found in traditional plans. These are enhanced by the following value-added services:

Telemedicine access and medicine reimbursement for immediate care, especially for employees who work remotely;

Wellness sessions and caravans to nurture healthier habits;

Financial literacy programs that empower employees with long-term security.

Seamless Protection, National Reach

Beyond wellness, the company provides a robust safety net through an extensive network of accredited medical providers, offering members access to leading hospitals and clinics nationwide. This service is extended to covered employees’ families through voluntary benefit options, helping employers offer protection that is inclusive and more meaningful.

InLife Benefits supports over one million members across more than a thousand corporate accounts nationwide.  “Through our benefits solutions, wide healthcare network, strong digital capabilities, and the backing of InLife, we provide organizations the assurance that their people are protected when it matters most,” Azura added. 

For more information on how to bridge the well-being gap in organizations and design a holistic solution tailored to the unique needs of organizations, visit www.inlifebenefits.com.ph.