Nationwide jewelry sale hatid ng Cebuana Lhuillier para sa Araw ng mga Ina

Gawing extra special ang Araw ng mga Nanay at i-treat ang inyong moms to choice pieces offered by Cebuana Lhuillier’s Mother’s Day Jewelry Sale. Bumili ng murang alahas sa darating na May 6-14 sa higit 3,000 branches ng Cebuana Lhuillier o bisitahin ang Cebuana Lhuillier Jewelry Premium at Just Jewels branches.

 

 

Get 10% off on all items and up to 50% discount on selected items when you buy in any Cebuana Lhuillier branches or get up to 15% off on selected jewelry items when you buy in any Cebuana Lhuillier Jewelry Premium and Just Jewels branches, nationwide!

 

Maaari rin kayong makakuha ng discounts when you shop online through Cebuana Lhuillier Jewelry Online, Cebuana Lhuillier Jewelry Premium website, Lazada, Shopee, and Zalora o abangan lamang sa mga Cebuana Lhuillier Jewelry community pages ang kanilang Facebook Live Selling.

 

“Cebuana Lhuillier celebrates all moms for their tireless efforts and everlasting care and love. This Mother’s Day, be sure to make her day extra special by giving her something that could last a lifetime. Remember that jewelry items are not just fancy accessories but this is also a good investment – a perfect gift for every occasion,” Cebuana Lhuillier President and CEO Jean Henri Lhuillier said.

 

 

Para sa iba pang detalye ng Cebuana Lhuillier’s Mother’s Day Sale, magpunta lamang sa kahit saang Cebuana Lhuillier, Cebuana Lhuillier Jewelry Premium, o Just Jewels branch o kaya ay bisitahin ang Cebuana Lhuillier’s official Facebook page sa www.facebook.com/cebuanalhuillierpawnshop or cebuanalhuillierjewelry.com at cebuanalhuillierjewelrypremium.com

 

Cebuana Lhuillier offers respite to Filipinos with PERA PADALOWEST RATES Promo

According to the Philippine Statistics Authority (PSA), the prices of goods in the country continued to increase. This includes cost of food items, electricity, transportation, LPG, and diesel which saw a significant jump amidst the rise of oil prices.

To offer Filipinos ease, Cebuana Lhuillier announced its PERA PADALOWEST RATES promo, allowing clients to send money anywhere in the Philippines for only P1 for every P100 money sent. The promo is available in any of Cebuana Lhuillier’s more than 3,000 branches across the country. Meanwhile, clients can also send money for free through the micro savings account linked to their eCebuana app to any Cebuana Lhuillier branches; or via branch to branch transactions.

 

“Cebuana Lhuillier understands how important every peso is and making money sending fees more affordable helps our kababayans extend their money for more important expenses. By offering our PERA PADALOWEST promo, we hope to provide Filipinos with a more affordable means to send their hard-earned money to anywhere in the Philippines. This remains part of our commitment for financial inclusion in which we continue to be one with our fellow Filipinos in finding affordable, effective, and convenient solutions for their financial services needs,” Cebuana Lhuillier president & CEO Jean Henri Lhuillier shared.

“As the country’s leading micro financial services provider and as leading innovator in the industry, Cebuana Lhuillier will continue to find new ways to make transacting with Cebuana Lhuillier always a win-win experience for our kababayans. Aside from our products and services, we will continue to come up with promotions that will bring further bang for our clients’ bucks – especially during these difficult times when the price of goods is going up,” added First VP and Integrated Marketing Communications Group head Michael Sena.

 

Cebuana Lhuillier’s PERA PADALOWEST RATES promo will run until July 31, 2022. For more information, visit the Cebuana Lhuillier page on Facebook or go to www.CebuanaLhuillier.com.

Cebuana Lhuillier Foundation makes Education Accessible to Grassroots Communities with 100th ALS Center

REBUILDING RESILIENT COMMUNITIES THROUGH EDUCATION. Cebuana Lhuillier Foundation (CLFI) supports the rehabilitation of Marawi by providing learning tools and devices in Amai Pakpak Central Elementary School (APCES) for its alternative learning sessions. In the photo: (L-R) Fatime Mognie, Chief of the Curriculum Implementation Division; Anna Zenaida Unte-Alonto, OIC of Schools Division Superintendent;  Amai Pakpak Central Elementary School teachers and ALS educators.

Cebuana Lhuillier Foundation, Inc. (CLFI), the social responsibility arm of Cebuana Lhuillier, the largest micro financial service provider in the country, celebrated the launching of its 100th Alternative Learning System-Community Learning Center (ALS-CLC) at Amai Pakpak Elementary School in Marawi City.

The 2017-armed conflict caused massive destruction that displaced a great majority of Marawi city’s population. As the local community leaders work towards rebuilding the lives of affected individuals and families, CLFI extended assistance to Department of Education (DepEd) Schools Division Office of Marawi to foster recovery and learning continuity amid present conditions. CLFI donated ICT equipment and supplies for the ALS teachers in Amai Pakpak Central Elementary School.

“As part of its inclusion advocacy, CLFI is always committed to provide accessible quality education for all, especially for the underserved Filipinos. To significantly help the rehabilitation efforts of Marawi, we focused our efforts on education—ensuring that children and adult learners have access to basic education,” said Jean Henri Lhuillier, President and CEO of Cebuana Lhuillier.

To fully equip the newly established ALS-CLC in Marawi City, CLFI donated learning tools and devices, including laptops, printers, LED TV, Wi-Fi routers, and load cards -- which will further enable ALS teachers to facilitate online and modular learning sessions for 400 registered ALS learners.

OIC of Schools Division Superintendent, Anna Zenaida Unte-Alonto, receives the learning tools donated by Cebuana Lhuillier Foundation Inc.

 

“The entirety of the city schools division of Marawi would like to extend our deepest gratitude to our great partner, Cebuana Lhuillier. All these will help our educators and learners to adapt to the new system of education under the new normal,” OIC Schools Division Superintendent, Anna Zenaida Unte-Alonto said.

Driven by its advocacy to make education accessible, CLFI has always been a staunch supporter of DepEd’s ALS program. Since 2013, CLFI has been supporting ALS community learning centers to give out-of-school youth and adult learners a second chance at education.

“The 100^th ALS-CLC sponsored by the Foundation is a testament to our firm belief that all Filipinos should have access to quality education. We are elated to see how the company’s advocacy for education can uplift both young and adult learners and help improve their lives,” First Vice President and Group Head for CLFI, Jonathan Batangan said.

Protect Lives and Livelihood with These Easy Fire Prevention Tips and with Cebuana Lhuillier ProtectMax

In the first two months of 2022 alone, the Bureau of Fire Protection (BFP) announced that fire incidents have already increased by almost 13% compared to the same period last year. In addition, back in 2020, data from BFP also showed that open flame due to torch, unattended cooking, and electrical connections are the main causes of fire accidents.

Like other threats and risks of loss in any unfortunate events such as natural calamities, impacts due to fire and negligence mishaps, thousands of lives and millions up to billions worth of properties are being lost every year, and the need for a financial tool arises to make financial impacts less severe.

“Damage caused by fire is insurmountable. It affects the lives and livelihood of many Filipinos, regardless of their economic status in life. Unfortunately, our kababayans in the marginalized sector can experience bigger risk and more profound impact. Backed by our commitment for financial inclusion, we also want common Filipinos to be able to afford protection and security as a part of their financial plan. It is crucial that they have access to basic security requirements to cushion the blow of disasters that may happen,” Cebuana Lhuillier CEO and President, Jean Henri Lhuillier said.

As the country observes the annual Fire Prevention Month, here are some tips from the BFP to make sure that your house is safe from fire:

1. Unplug appliances when they are not in use

Unplugging items when not in use not only reduces your electricity consumption but also cuts down the chances of a fire. Excessive electricity flowing through appliances like TV sets, computers, and a lot more – or a possibility of power surge can be a source of conflagration.

Make sure to always unplug your appliances when leaving the house.

2. Never leave flames or heated appliances unattended

Always be cautious of any excessive flames that you may use like lighting candles or cooking. Always keep an eye and one step ahead if anything goes wrong. Much better if you can install fire alarms or have fire extinguishers ready, nearby.

3. Keep flammable items away from things that can be a source of fire

Proper storage of different items and supplies can prevent a fire incident. Ensuring that flammable items are stored in the right place and are far away from a source of heat, can save you from a possible accident.

4. Declutter

Too many things cluttered in an area can give fire plenty of space to spread faster. By decluttering certain areas in your home, you’ll be able to minimize the risk of spreading fire, minimize your loss, and save your home in the event of a fire.

5. Check your electrical wirings regularly

Pay close attention to any visible faulty wirings. This can damage your appliances that can eventually lead to a fire incident.

Always remember that prevention is always better than cure. Knowing these fire prevention tips could save you and others from a devastating event.

“This Fire Prevention Month, it is important to raise awareness about fire safety and prevention. Apart from being ready when a fire incident happens, it is also important that common Filipinos have a safety net in case it happened. This is our main mission for our microinsurance product, ProtectMax. This product offers comprehensive coverage at a more reasonable cost,” First Vice President and Group Head of Cebuana Lhuillier Insurance Brokers Inc., Jonathan Batangan mentioned.

To lessen the risk brought by fire and other natural calamities, Cebuana Lhuiller offers ProtectMAX, an affordable microinsurance product designed for individuals aged 7 to 70 years old with Death Benefit, Accident or Sickness Emergency Cash Assistance, Accidental Dismemberment and/or Disablement, Murder, and Unprovoked Assault and Residential Fire Reconstruction cash assistance.

For as low as P50, get a total coverage value of up to P61,000.00. Each certificate is valid for four (4) months from the date of issuance and can be availed up to a maximum of 5 certificates per insured in a year.

To know more about Cebuana Lhuillier ProtectMAX, visit the nearest Cebuana Lhuillier branch or just log on to www.cebuanalhuillier.com. Avail ProtectMAX now in almost 3,000 branches of Cebuana Lhuillier, nationwide.

Cebuana Lhuillier Insurance arm strengthens Fire Prevention call, mounts webinar with BFP

The damage of getting your house razed by fire is insurmountable; fires at home can break out anytime and anywhere and can damage livelihood, household appliances and more. In 2018, the Bureau of Fire Protection (BFP) recorded a total of 14,316 incidents of fire from January until December.

This is why every March is Fire Prevention Month in the Philippines, and BFP’s campaign for this month is safety consciousness among our people every day of the year as a positive preventive approach to a problem that can be solved by more caution, vigilance, sobriety, exercise of common sense and respect for the law.” It is a campaign that focuses on exercising vigilance at home and keeping oneself knowledgeable on the best way to protect your home and family from destruction brought about by fire.

“Cebuana Lhuillier has always committed to be of help to the Filipinos at all times, and our call for Fire Prevention is a reflection of that, our insurance products that aims to keep our clients protected at all times is a complementary effort to our advocacy for this month.” said Jean Henri Lhuillier, President and CEO of Cebuana Lhuillier.

PJ Lhuillier’s insurance arm, the Cebuana Lhuillier Insurance Brokers, Inc (CLIB), has also expressed its support for BFP’s campaign through the years. It has been a staunch advocate of having Filipinos insured, posting almost a 35% contribution to the total number of insured Filipinos through microinsurance. CLIB has also worked together closely with the Insurance Commission in promoting microinsurance in the country, they have settled over more than 5,300 million claims worth over Php 500 million they have serviced over 16,500 claimants. Cebuana Lhuillier Insurance Brokers’, Inc. is also the first and only ISO-certified insurance broker in the Philippines.

Also launched this month in conjunction with the celebration of the Fire Prevention Month is a promo dubbed “Panalo ka sa ProtectMax” where clients of the ProtectMax product of CLIB get a chance to win Php 25,000. The promo is open to all clients who will purchase 5 ProtectMax COCs; these 5 COCs are equal to e-raffle entry. For the promo, 20 lucky raffle winners will be selected and will win Php 25,000.

“This Fire Prevention month, it is very important to drumbeat awareness on fire safety and prevention, and the importance of being protected. CLIB believes that an information and education drive is very important to ensure that everyone is well-informed against conflagration.” said Cebuana Lhuillier Insurance Brokers’ Inc., Jonathan Batangan.

For clients who are interested to keep themselves protected without having to go to Cebuana Lhuillier’s more than 2,500 branches, they may purchase Home Insurance via the ProtectNow app or website, just log on to protectnow.com to see CLIB’s full range of products online.

They’ve also mounted the #SunogFreeWorryFree: ProtectMax Kontra Sunog webinar which aims to highlight the importance of being ready for untoward situations especially fire, and the importance of having protection whenever there are threats of conflagration.

5 million Filipinos now have Cebuana Lhuillier Micro Savings

There are now more than 5 million Filipinos who have a Cebuana Lhuillier Micro Savings account. This landmark achievement by Cebuana Lhuillier Rural Bank (CLRB), the banking arm of the leading micro-financial services company in the country, Cebuana Lhuillier, comes after the launch of the leveled up Cebuana Lhuillier Micro Savings product in December of last year.

“We are elated that there are more and more Filipinos every day who are realizing the importance of saving and are taking charge of their future. It is very exciting that these 5 million Micro Savings account holders are not only on the first step to financial wellness, but because of our amped up product, are also Financially Mobile individuals.” said Cebuana Lhuillier President and CEO, Jean Henri Lhuillier

The Cebuana Lhuillier Micro Savings was launched in February 2019 as a basic deposit account that eliminated the need for numerous documentary requirements and maintaining balance or dormancy charges. The product was made available at Cebuana Lhuillier’s more than 2,500 branches as it acted as CLRB’s cash agent.

Recently, as an enhancement to the product, Cebuana Lhuillier Rural Bank mounted Discover Your Ipon Power: The Cebuana Lhuillier Micro Savings 2.0 Launch which unveiled new features for the Cebuana Lhuillier Micro Savings product. These features are: (1) Cashless Payment possible through UnionPay, (2) ATM access powered by BancNet, (3) Online Transactions made easier through the eCebuana app, and (4) QR Technology.

‘Iponaryos’ are now even more empowered to take command of their future because of the transformation of their Micro Savings account from just a basic cash deposit account to an even more powerful and reliable, full-service savings account.

Through their partnership with BancNet, they now have unrivalled access to their finances beyond CLRB’s cash agent, Cebuana Lhuillier’s more than 2,500 branches nationwide, this is possible through BancNet’s roster of 21,000 ATMs, and 114 member banks.

The bank’s tie-up with UnionPay further allows account holders to make debit payments through over 350,000 POS terminals, as well as partner merchants nationwide. ‘Iponaryos’ can now get the benefit of an enhanced payment security with UnionPay chip cards’ quick payment process with just a tap, using UnionPay Contactless technology.

KaCebuanas also have full online access with the use of the more efficient and more powerful eCebuana app which allows money transfers via Instapay, bills and utility payments, eLoad, and insurance purchase,the application will be even more powered thanks to new features such as the pawning ticket renewal and jewelry purchases. All these are made even more convenient since the adoption of online sign ups, which is now possible in the eCebuana app.

Cebuana Lhuillier Micro Savings further steps into the future by enabling QR Technology within the eCebuana app. This feature will also be able to make money transfers and retail payments seamless and secure.

“5 million Filipinos are taking a step further into a promising future with our powered up Cebuana Lhuillier Micro Savings, we are confident that even more Filipinos will soon take hold of their Ipon Power.” added Dennis Valdes, President of the Cebuana Lhuillier Rural Bank.

Wise Investments for the Post-Pandemic World

The pandemic has indeed forced everyone to make wiser financial decisions. People nowadays need to ensure that they make the right investments for the unforeseeable future.

As with any expense though, choosing what to invest in requires some good financial decision-making. Remember that whatever is bought and saved for now should also be useful once this pandemic is finally over. Here’s a quick helpful guide for potential investors:

For your health

Avail of a healthcare insurance package that covers consultation and laboratory fees, and of course, treatment for various conditions. This is especially important now because of the COVID 19 global health emergency. Those insured will continue to reap the benefits giving them peace of mind as well as health security.

All types of home business

2020 was a precarious year as many lost their jobs and source of livelihood due to the pandemic. This is the reason why many have started home businesses, maximizing the use of e-commerce sites and social media just to make ends meet. The good thing with this is, once the home business becomes successful, then that can be another source of income for the family.

A trusty laptop or PC

Since working and schooling from home has become the new norm for most Filipinos, many have started purchasing a laptop or a full PC setup to be able to fulfill their everyday tasks. If maintained well, these gadgets will serve everyone in the household, even when one is not working at home anymore.

An investment in jewelry

Authentic fine jewelry is indeed an investment because of its price but it is also a good asset to have as it appreciates in value over time, and can also be passed down to one’s kids and grandkids.

Availing of these fine jewelry is no longer out of reach as Cebuana Lhuillier Jewelry makes it much easier for Filipinos to invest in it.

Cebuana Lhuillier Jewelry is backed by its 30 years of good reputation for trustworthiness and quality service. Its jewelry pieces have gone through the company’s stringent appraisal process. Every Karat and Carat of these unique heirloom pieces are assessed and valued properly and correctly. A carat is the unit of weight used to measure the size of a gemstone such as a diamond while a karat is the measurement used in indicating the proportion of gold in an alloy out of 24 parts.

Clients who wish to avail of these unique jewelry pieces can drop by at any of Cebuana Lhuillier’s more than 2,500 branches.

Part of the Cebuana Lhuillier Jewelry ecosystem is Cebuana Lhuillier Jewelry Online which harnesses the convenience of shopping for beautiful pieces at your fingertips.

The brand has also unveiled Cebuana Lhuillier Jewelry Premium, perfect for the timeless Filipina of impeccable taste. These pieces bring authenticity, uniqueness, and value for money.

For more information, visit the following online pages: https://www.cebuanalhuillierjewelry.com/, https://www.cebuanalhuillierjewelrypremium.com/ or at Cebuana Lhuillier Jewelry’s official Lazada and Shopee pages.

Interested buyers can also tune in to the Cebuana Lhuillier Jewelry Facebook page or at the Cebuana Lhuillier Jewelry Premium Facebook page.

Cebuana Lhuillier Wins International Customer Service Awards for Second Time

Cebuana Lhuillier officers join Jean Henri Lhuillier, President and CEO in posing with the International Service Excellence award was during the company’s Client Experience Awards. (from left to right : Rolando Dario, Regional Manager, Jose Miguel Jimenez, First Vice President and Head of Pawnshop Operations, Ergilio Ong, First Vice President and Head of Information and Communications Technology, Marissa Ancog, First Vice President and Head of Corporate Planning, Jean Henri Lhuillier, President and CEO, Feliciano Vizcarra, Regional Manager, Vincent Gomez, Regional Manager, Joel Da Costa, Regional Manager)

Cebuana Lhuillier, the Philippines' largest microfinancial services provider, won once again the distinction of being the 'Best of the Best' at the recently concluded 2018 International Service Excellence Awards (ISEA) by the Customer Service Institute of America (CSIA). The award cemented the company’s legacy as a global leader in service experience.

"To receive this award for the second time validates the positive results of our tireless efforts to continuously improve and provide only the best customer experience to every client we serve," said Cebuana Lhuillier President and CEO Jean Henri Lhuillier. The well-respected Filipino businessman and philanthropist added, "On behalf of the company, I would like to express my deepest gratitude to CSIA for recognizing Cebuana Lhuillier once again as a pillar of excellence in quality customer service. We will continue to find new and innovative ways to offer products and services that are more accessible and relevant to our patrons and that adhere to international customer service standards."

CSIA Managing Director Christine Churchill noted that the winners of this year's ISEA are organizations and individuals that are committed to service excellence by using a brilliant combination of their people and cutting edge technology to enhance their client experiences.

"The 2018 awards race was absolutely outstanding! The calibre of entries and variety of industries represented were the most to date," added Churchill who is also the vice president of the International Council of Customer Service Organizations (ICCSO). "It is exciting to see the great strides these organizations and leaders are taking."

ISEA adheres to the International Customer Service Standard (ICSS), which provides a comprehensive and practical framework to assist organizations in delivering consistently high levels of service. This standard, based on the balanced scorecard methodology, reviews organizations to determine if the customer is the focus of the business and how that is supported through culture, processes, procedures, training, hiring practices, and daily actions.

It was in 2016 when Cebuana Lhuillier bagged its first "Best of the Best" award. In the same year, the company also secured its re-certified ICSS Gold status and achieved an overall average score of 8.70, the highest achieved by an organization, for the second year in a row.

Pawnshops Remain Relevant along with the Changing Times

has been an industry that is synonymous with augmenting the needs of majority of Philippine households. In a study released by Ken Research Private Ltd in April 2016, it is identified that 90% of the Philippine household subsist on less than $10 a day, making pawnshops a viable and trusted option for individuals in need of immediate cash.

With more than 17,000 pawnshop branches in the country today, pawning provides individuals with easy and accessible solutions to immediate cash needs of the common Filipino.

In spite the massive scale and the length of reach of the business, pawning is an industry that often struggles with the negative connotation that it preys on the needs of the destitute and the middle-class. There is also a connotation that pawning items is for those who are truly desperate for cash, while others worry on the safety and security of their pawned items.

Contrary to these misconceptions, Philippine pawnshops are highly professional organizations that follow strictest code of operations, based on the guidelines set by the Bangko Sentral ng Pilipinas (BSP) and complies the strictest requirements on corporate governance as set by the Securities & Exchange Commission (SEC).

In fact, pawnshops has become one of the biggest supporters of BSP’s program in promoting microfinancial services as a means of providing access to the poor and to micro and small entrepreneurs financial access, something that is not otherwise possible via banks and bigger financial organizations. 
Jean Henri Lhuillier, president & CEO of Cebuana Lhuillier, the country’s largest microfinancial services provider, was quick to dispel the preconceived notions that come with pawning. Lhuillier helms the lead in Cebuana Lhuillier, an organization that proudly positions itself as “a business with a social mission of financial inclusion.”

“Pawning has become instrumental in changing the lives of many Filipinos – thanks to its capability to immediately ease and assuage a financial burden. As someone who has grown with the country’s number one pawnshop brand, I have personally witnessed many success stories made possible by pawning—from a mother who sends her children to school, made possible by a few heirloom pieces; to an enterprising young man who got his first business capital by pawning. Pawning proved to be the fastest and easiest means to get access to cash – this can be traced back to the days of ancient China and even to day and age of computers and technical advancements, the value of pawning does not change or diminish, especially when it moves and evolves with the changing of the times,” Lhuillier said.

Here’s how pawnshops is evolving with the times as a means to address the common misconceptions in pawning:

• Strictest quality check for pawned items – pawnshops follow a strict guideline before they accept pawned items. Branch personnel are trained appraisers and follows strict regulations from BSP. Contrary to a common misconception that pawnshops accept stolen jewelries, pawnshop personnel are trained to work together with law enforcement agencies to prevent this from happening.
• Fast, efficient pawning process – In some pawnshops, the whole pawning process is done and over in five minutes. Pawnshops employ a dedicated lane for pawning clients and has adapted well to technology by putting modern systems in place to make sure the pawning process is easy, quick and efficient.
• Putting utmost value and care for pawned items – To ensure the safety of the pawned items, strict security process are followed – from the opening to closing of the branch, to the placement of CCTV cameras and guards stationed in place.
• Pawnshops are modern one-stop shop for microfinancial services – The pawnshop branches of today are bright, safe, air-conditioned offices that functions as a one-stop shop for its client’s microfinancial needs. For example, Cebuana Lhuillier, the largest pawnshop chain in the Philippines, is also considered as the country’s leading provider of microfinancial services. The company supports and actively campaigns the financial inclusion program of the government and has set services in place that answers the financial needs of the vast majority of Filipinos, particularly the underbanked and unbanked. 
• Exceptional customer service in place– Understanding the value of pawned items left in its care, more established pawnshops usually has its own customer service team in place to handle queries and concerns. One good example of this is Cebuana Lhuillier’s 24K Card which serves as a loyalty card, eCard and money card all at the same time.