Palawan Pawnshop Teams up with GCash to Activate Over 3,500 Outlets for Cash-Out Services

Converting digital money into cash has just become easier and more accessible for many Filipinos across the Philippines as GCash, the country’s leading finance super app and largest cashless ecosystem, announced the rollout of its ‘Cash Out’ service in more than 3,500 branches of Palawan Pawnshop nationwide.

 

The recent addition of Palawan Pawnshop as a Cash Out partner further expands the reach of GCash and ensures convenience and accessibility for all users, which is an essential part of its vision of achieving “Finance for All”.

 

“This partnership makes it simple for our users to convert digital money into physical cash,” said GCash general manager of B2B, Jong Layug. “Palawan Pawnshop’s extensive branch network makes it a critical partner in our thrust toward providing our customers unparalleled accessibility and convenience.”

 

Palawan Group’s chief business development officer, Lisa Castro-Sabado, expressed excitement about this milestone partnership, saying: “The Palawan Group and GCash share one thing: we are both Filipino-owned, and service-to-Filipinos-oriented. This collaboration will certainly open doors to more opportunities of serving our kababayans better, wherever they are in the Philippines.”

 

Despite advances in digital payment infrastructure in the country, many Filipinos continue to rely on cash payment for their everyday transactions, especially in remote areas. Thus, partnering with Palawan Pawnshop, with its extensive presence across the country, will encourage more Filipinos to avail themselves of digital financial services as they can now easily turn their digital money into cash.

 

In addition to withdrawals, GCash and Palawan Pawnshop are also working on integrating the latter’s insurance products into GInsure, expanding the range of insurance options for GCash users. Users can access the Cash Out feature through the GCash app, generate a reference code, and present it at any Palawan Pawnshop branch. Transactions are processed within minutes.

 

The collaboration is part of GCash’s ongoing strategy to provide omnichannel financial services, offering users convenience and accessibility to digital financial solutions, while also maintaining access to physical cash when needed. Palawan Pawnshop joins a growing list of GCash partners in its cash-out network, reinforcing the platform’s commitment to serving its customers wherever they are.

 

For more information, visit www.gcash.com.

Nationwide jewelry sale hatid ng Cebuana Lhuillier para sa Araw ng mga Ina

Gawing extra special ang Araw ng mga Nanay at i-treat ang inyong moms to choice pieces offered by Cebuana Lhuillier’s Mother’s Day Jewelry Sale. Bumili ng murang alahas sa darating na May 6-14 sa higit 3,000 branches ng Cebuana Lhuillier o bisitahin ang Cebuana Lhuillier Jewelry Premium at Just Jewels branches.

 

 

Get 10% off on all items and up to 50% discount on selected items when you buy in any Cebuana Lhuillier branches or get up to 15% off on selected jewelry items when you buy in any Cebuana Lhuillier Jewelry Premium and Just Jewels branches, nationwide!

 

Maaari rin kayong makakuha ng discounts when you shop online through Cebuana Lhuillier Jewelry Online, Cebuana Lhuillier Jewelry Premium website, Lazada, Shopee, and Zalora o abangan lamang sa mga Cebuana Lhuillier Jewelry community pages ang kanilang Facebook Live Selling.

 

“Cebuana Lhuillier celebrates all moms for their tireless efforts and everlasting care and love. This Mother’s Day, be sure to make her day extra special by giving her something that could last a lifetime. Remember that jewelry items are not just fancy accessories but this is also a good investment – a perfect gift for every occasion,” Cebuana Lhuillier President and CEO Jean Henri Lhuillier said.

 

 

Para sa iba pang detalye ng Cebuana Lhuillier’s Mother’s Day Sale, magpunta lamang sa kahit saang Cebuana Lhuillier, Cebuana Lhuillier Jewelry Premium, o Just Jewels branch o kaya ay bisitahin ang Cebuana Lhuillier’s official Facebook page sa www.facebook.com/cebuanalhuillierpawnshop or cebuanalhuillierjewelry.com at cebuanalhuillierjewelrypremium.com

 

Cebuana Lhuillier offers respite to Filipinos with PERA PADALOWEST RATES Promo

According to the Philippine Statistics Authority (PSA), the prices of goods in the country continued to increase. This includes cost of food items, electricity, transportation, LPG, and diesel which saw a significant jump amidst the rise of oil prices.

To offer Filipinos ease, Cebuana Lhuillier announced its PERA PADALOWEST RATES promo, allowing clients to send money anywhere in the Philippines for only P1 for every P100 money sent. The promo is available in any of Cebuana Lhuillier’s more than 3,000 branches across the country. Meanwhile, clients can also send money for free through the micro savings account linked to their eCebuana app to any Cebuana Lhuillier branches; or via branch to branch transactions.

 

“Cebuana Lhuillier understands how important every peso is and making money sending fees more affordable helps our kababayans extend their money for more important expenses. By offering our PERA PADALOWEST promo, we hope to provide Filipinos with a more affordable means to send their hard-earned money to anywhere in the Philippines. This remains part of our commitment for financial inclusion in which we continue to be one with our fellow Filipinos in finding affordable, effective, and convenient solutions for their financial services needs,” Cebuana Lhuillier president & CEO Jean Henri Lhuillier shared.

“As the country’s leading micro financial services provider and as leading innovator in the industry, Cebuana Lhuillier will continue to find new ways to make transacting with Cebuana Lhuillier always a win-win experience for our kababayans. Aside from our products and services, we will continue to come up with promotions that will bring further bang for our clients’ bucks – especially during these difficult times when the price of goods is going up,” added First VP and Integrated Marketing Communications Group head Michael Sena.

 

Cebuana Lhuillier’s PERA PADALOWEST RATES promo will run until July 31, 2022. For more information, visit the Cebuana Lhuillier page on Facebook or go to www.CebuanaLhuillier.com.

Cebuana Lhuillier Foundation makes Education Accessible to Grassroots Communities with 100th ALS Center

REBUILDING RESILIENT COMMUNITIES THROUGH EDUCATION. Cebuana Lhuillier Foundation (CLFI) supports the rehabilitation of Marawi by providing learning tools and devices in Amai Pakpak Central Elementary School (APCES) for its alternative learning sessions. In the photo: (L-R) Fatime Mognie, Chief of the Curriculum Implementation Division; Anna Zenaida Unte-Alonto, OIC of Schools Division Superintendent;  Amai Pakpak Central Elementary School teachers and ALS educators.

Cebuana Lhuillier Foundation, Inc. (CLFI), the social responsibility arm of Cebuana Lhuillier, the largest micro financial service provider in the country, celebrated the launching of its 100th Alternative Learning System-Community Learning Center (ALS-CLC) at Amai Pakpak Elementary School in Marawi City.

The 2017-armed conflict caused massive destruction that displaced a great majority of Marawi city’s population. As the local community leaders work towards rebuilding the lives of affected individuals and families, CLFI extended assistance to Department of Education (DepEd) Schools Division Office of Marawi to foster recovery and learning continuity amid present conditions. CLFI donated ICT equipment and supplies for the ALS teachers in Amai Pakpak Central Elementary School.

“As part of its inclusion advocacy, CLFI is always committed to provide accessible quality education for all, especially for the underserved Filipinos. To significantly help the rehabilitation efforts of Marawi, we focused our efforts on education—ensuring that children and adult learners have access to basic education,” said Jean Henri Lhuillier, President and CEO of Cebuana Lhuillier.

To fully equip the newly established ALS-CLC in Marawi City, CLFI donated learning tools and devices, including laptops, printers, LED TV, Wi-Fi routers, and load cards -- which will further enable ALS teachers to facilitate online and modular learning sessions for 400 registered ALS learners.

OIC of Schools Division Superintendent, Anna Zenaida Unte-Alonto, receives the learning tools donated by Cebuana Lhuillier Foundation Inc.

 

“The entirety of the city schools division of Marawi would like to extend our deepest gratitude to our great partner, Cebuana Lhuillier. All these will help our educators and learners to adapt to the new system of education under the new normal,” OIC Schools Division Superintendent, Anna Zenaida Unte-Alonto said.

Driven by its advocacy to make education accessible, CLFI has always been a staunch supporter of DepEd’s ALS program. Since 2013, CLFI has been supporting ALS community learning centers to give out-of-school youth and adult learners a second chance at education.

“The 100^th ALS-CLC sponsored by the Foundation is a testament to our firm belief that all Filipinos should have access to quality education. We are elated to see how the company’s advocacy for education can uplift both young and adult learners and help improve their lives,” First Vice President and Group Head for CLFI, Jonathan Batangan said.

Protect Lives and Livelihood with These Easy Fire Prevention Tips and with Cebuana Lhuillier ProtectMax

In the first two months of 2022 alone, the Bureau of Fire Protection (BFP) announced that fire incidents have already increased by almost 13% compared to the same period last year. In addition, back in 2020, data from BFP also showed that open flame due to torch, unattended cooking, and electrical connections are the main causes of fire accidents.

Like other threats and risks of loss in any unfortunate events such as natural calamities, impacts due to fire and negligence mishaps, thousands of lives and millions up to billions worth of properties are being lost every year, and the need for a financial tool arises to make financial impacts less severe.

“Damage caused by fire is insurmountable. It affects the lives and livelihood of many Filipinos, regardless of their economic status in life. Unfortunately, our kababayans in the marginalized sector can experience bigger risk and more profound impact. Backed by our commitment for financial inclusion, we also want common Filipinos to be able to afford protection and security as a part of their financial plan. It is crucial that they have access to basic security requirements to cushion the blow of disasters that may happen,” Cebuana Lhuillier CEO and President, Jean Henri Lhuillier said.

As the country observes the annual Fire Prevention Month, here are some tips from the BFP to make sure that your house is safe from fire:

1. Unplug appliances when they are not in use

Unplugging items when not in use not only reduces your electricity consumption but also cuts down the chances of a fire. Excessive electricity flowing through appliances like TV sets, computers, and a lot more – or a possibility of power surge can be a source of conflagration.

Make sure to always unplug your appliances when leaving the house.

2. Never leave flames or heated appliances unattended

Always be cautious of any excessive flames that you may use like lighting candles or cooking. Always keep an eye and one step ahead if anything goes wrong. Much better if you can install fire alarms or have fire extinguishers ready, nearby.

3. Keep flammable items away from things that can be a source of fire

Proper storage of different items and supplies can prevent a fire incident. Ensuring that flammable items are stored in the right place and are far away from a source of heat, can save you from a possible accident.

4. Declutter

Too many things cluttered in an area can give fire plenty of space to spread faster. By decluttering certain areas in your home, you’ll be able to minimize the risk of spreading fire, minimize your loss, and save your home in the event of a fire.

5. Check your electrical wirings regularly

Pay close attention to any visible faulty wirings. This can damage your appliances that can eventually lead to a fire incident.

Always remember that prevention is always better than cure. Knowing these fire prevention tips could save you and others from a devastating event.

“This Fire Prevention Month, it is important to raise awareness about fire safety and prevention. Apart from being ready when a fire incident happens, it is also important that common Filipinos have a safety net in case it happened. This is our main mission for our microinsurance product, ProtectMax. This product offers comprehensive coverage at a more reasonable cost,” First Vice President and Group Head of Cebuana Lhuillier Insurance Brokers Inc., Jonathan Batangan mentioned.

To lessen the risk brought by fire and other natural calamities, Cebuana Lhuiller offers ProtectMAX, an affordable microinsurance product designed for individuals aged 7 to 70 years old with Death Benefit, Accident or Sickness Emergency Cash Assistance, Accidental Dismemberment and/or Disablement, Murder, and Unprovoked Assault and Residential Fire Reconstruction cash assistance.

For as low as P50, get a total coverage value of up to P61,000.00. Each certificate is valid for four (4) months from the date of issuance and can be availed up to a maximum of 5 certificates per insured in a year.

To know more about Cebuana Lhuillier ProtectMAX, visit the nearest Cebuana Lhuillier branch or just log on to www.cebuanalhuillier.com. Avail ProtectMAX now in almost 3,000 branches of Cebuana Lhuillier, nationwide.

Cebuana Lhuillier Insurance arm strengthens Fire Prevention call, mounts webinar with BFP

The damage of getting your house razed by fire is insurmountable; fires at home can break out anytime and anywhere and can damage livelihood, household appliances and more. In 2018, the Bureau of Fire Protection (BFP) recorded a total of 14,316 incidents of fire from January until December.

This is why every March is Fire Prevention Month in the Philippines, and BFP’s campaign for this month is safety consciousness among our people every day of the year as a positive preventive approach to a problem that can be solved by more caution, vigilance, sobriety, exercise of common sense and respect for the law.” It is a campaign that focuses on exercising vigilance at home and keeping oneself knowledgeable on the best way to protect your home and family from destruction brought about by fire.

“Cebuana Lhuillier has always committed to be of help to the Filipinos at all times, and our call for Fire Prevention is a reflection of that, our insurance products that aims to keep our clients protected at all times is a complementary effort to our advocacy for this month.” said Jean Henri Lhuillier, President and CEO of Cebuana Lhuillier.

PJ Lhuillier’s insurance arm, the Cebuana Lhuillier Insurance Brokers, Inc (CLIB), has also expressed its support for BFP’s campaign through the years. It has been a staunch advocate of having Filipinos insured, posting almost a 35% contribution to the total number of insured Filipinos through microinsurance. CLIB has also worked together closely with the Insurance Commission in promoting microinsurance in the country, they have settled over more than 5,300 million claims worth over Php 500 million they have serviced over 16,500 claimants. Cebuana Lhuillier Insurance Brokers’, Inc. is also the first and only ISO-certified insurance broker in the Philippines.

Also launched this month in conjunction with the celebration of the Fire Prevention Month is a promo dubbed “Panalo ka sa ProtectMax” where clients of the ProtectMax product of CLIB get a chance to win Php 25,000. The promo is open to all clients who will purchase 5 ProtectMax COCs; these 5 COCs are equal to e-raffle entry. For the promo, 20 lucky raffle winners will be selected and will win Php 25,000.

“This Fire Prevention month, it is very important to drumbeat awareness on fire safety and prevention, and the importance of being protected. CLIB believes that an information and education drive is very important to ensure that everyone is well-informed against conflagration.” said Cebuana Lhuillier Insurance Brokers’ Inc., Jonathan Batangan.

For clients who are interested to keep themselves protected without having to go to Cebuana Lhuillier’s more than 2,500 branches, they may purchase Home Insurance via the ProtectNow app or website, just log on to protectnow.com to see CLIB’s full range of products online.

They’ve also mounted the #SunogFreeWorryFree: ProtectMax Kontra Sunog webinar which aims to highlight the importance of being ready for untoward situations especially fire, and the importance of having protection whenever there are threats of conflagration.

5 million Filipinos now have Cebuana Lhuillier Micro Savings

There are now more than 5 million Filipinos who have a Cebuana Lhuillier Micro Savings account. This landmark achievement by Cebuana Lhuillier Rural Bank (CLRB), the banking arm of the leading micro-financial services company in the country, Cebuana Lhuillier, comes after the launch of the leveled up Cebuana Lhuillier Micro Savings product in December of last year.

“We are elated that there are more and more Filipinos every day who are realizing the importance of saving and are taking charge of their future. It is very exciting that these 5 million Micro Savings account holders are not only on the first step to financial wellness, but because of our amped up product, are also Financially Mobile individuals.” said Cebuana Lhuillier President and CEO, Jean Henri Lhuillier

The Cebuana Lhuillier Micro Savings was launched in February 2019 as a basic deposit account that eliminated the need for numerous documentary requirements and maintaining balance or dormancy charges. The product was made available at Cebuana Lhuillier’s more than 2,500 branches as it acted as CLRB’s cash agent.

Recently, as an enhancement to the product, Cebuana Lhuillier Rural Bank mounted Discover Your Ipon Power: The Cebuana Lhuillier Micro Savings 2.0 Launch which unveiled new features for the Cebuana Lhuillier Micro Savings product. These features are: (1) Cashless Payment possible through UnionPay, (2) ATM access powered by BancNet, (3) Online Transactions made easier through the eCebuana app, and (4) QR Technology.

‘Iponaryos’ are now even more empowered to take command of their future because of the transformation of their Micro Savings account from just a basic cash deposit account to an even more powerful and reliable, full-service savings account.

Through their partnership with BancNet, they now have unrivalled access to their finances beyond CLRB’s cash agent, Cebuana Lhuillier’s more than 2,500 branches nationwide, this is possible through BancNet’s roster of 21,000 ATMs, and 114 member banks.

The bank’s tie-up with UnionPay further allows account holders to make debit payments through over 350,000 POS terminals, as well as partner merchants nationwide. ‘Iponaryos’ can now get the benefit of an enhanced payment security with UnionPay chip cards’ quick payment process with just a tap, using UnionPay Contactless technology.

KaCebuanas also have full online access with the use of the more efficient and more powerful eCebuana app which allows money transfers via Instapay, bills and utility payments, eLoad, and insurance purchase,the application will be even more powered thanks to new features such as the pawning ticket renewal and jewelry purchases. All these are made even more convenient since the adoption of online sign ups, which is now possible in the eCebuana app.

Cebuana Lhuillier Micro Savings further steps into the future by enabling QR Technology within the eCebuana app. This feature will also be able to make money transfers and retail payments seamless and secure.

“5 million Filipinos are taking a step further into a promising future with our powered up Cebuana Lhuillier Micro Savings, we are confident that even more Filipinos will soon take hold of their Ipon Power.” added Dennis Valdes, President of the Cebuana Lhuillier Rural Bank.

Wise Investments for the Post-Pandemic World

The pandemic has indeed forced everyone to make wiser financial decisions. People nowadays need to ensure that they make the right investments for the unforeseeable future.

As with any expense though, choosing what to invest in requires some good financial decision-making. Remember that whatever is bought and saved for now should also be useful once this pandemic is finally over. Here’s a quick helpful guide for potential investors:

For your health

Avail of a healthcare insurance package that covers consultation and laboratory fees, and of course, treatment for various conditions. This is especially important now because of the COVID 19 global health emergency. Those insured will continue to reap the benefits giving them peace of mind as well as health security.

All types of home business

2020 was a precarious year as many lost their jobs and source of livelihood due to the pandemic. This is the reason why many have started home businesses, maximizing the use of e-commerce sites and social media just to make ends meet. The good thing with this is, once the home business becomes successful, then that can be another source of income for the family.

A trusty laptop or PC

Since working and schooling from home has become the new norm for most Filipinos, many have started purchasing a laptop or a full PC setup to be able to fulfill their everyday tasks. If maintained well, these gadgets will serve everyone in the household, even when one is not working at home anymore.

An investment in jewelry

Authentic fine jewelry is indeed an investment because of its price but it is also a good asset to have as it appreciates in value over time, and can also be passed down to one’s kids and grandkids.

Availing of these fine jewelry is no longer out of reach as Cebuana Lhuillier Jewelry makes it much easier for Filipinos to invest in it.

Cebuana Lhuillier Jewelry is backed by its 30 years of good reputation for trustworthiness and quality service. Its jewelry pieces have gone through the company’s stringent appraisal process. Every Karat and Carat of these unique heirloom pieces are assessed and valued properly and correctly. A carat is the unit of weight used to measure the size of a gemstone such as a diamond while a karat is the measurement used in indicating the proportion of gold in an alloy out of 24 parts.

Clients who wish to avail of these unique jewelry pieces can drop by at any of Cebuana Lhuillier’s more than 2,500 branches.

Part of the Cebuana Lhuillier Jewelry ecosystem is Cebuana Lhuillier Jewelry Online which harnesses the convenience of shopping for beautiful pieces at your fingertips.

The brand has also unveiled Cebuana Lhuillier Jewelry Premium, perfect for the timeless Filipina of impeccable taste. These pieces bring authenticity, uniqueness, and value for money.

For more information, visit the following online pages: https://www.cebuanalhuillierjewelry.com/, https://www.cebuanalhuillierjewelrypremium.com/ or at Cebuana Lhuillier Jewelry’s official Lazada and Shopee pages.

Interested buyers can also tune in to the Cebuana Lhuillier Jewelry Facebook page or at the Cebuana Lhuillier Jewelry Premium Facebook page.

Cebuana Lhuillier's services can now be done from home

In the past year, we’ve seen how businesses have switched to digital platforms due to the community quarantine. Many have come up with innovative ways to ensure that they are able to provide their basic services to people at home. One of them is Cebuana Lhuillier, which is one of the most accessible pawnshops in the country with 2,500 branches nationwide.

To further make themselves more accessible, they launched Cebuana From Home (CFH), a platform that gives clients 360-degree access to Cebuana Lhuillier’s services—from cash remittance to pawning.

Here’s a quick rundown of CFH and how the platform can help the general public.

Pawn from Home

Cebuana Lhuillier has made their pawning service available online to ensure safer transactions. Pawn-from-Home allows clients to pawn jewelry online—they just need to accomplish an application form on the CFH site (https://www.cebuanafromhome.com). After it’s been reviewed, an appraiser from the nearest Cebuana Lhuillier branch will go to the client’s home to appraise the item, negotiate the value, and release the loan.

Other Pawn-from-Home perks include being able to pay for the pawn renewal service interest fee online and redemption of pawned items through the CFH platform.

Hassle-free bills payment and cash remittance

CFH has likewise made it easier to pay bills and send money without leaving the house. The online Bills Payment service provides access to more than 10 billers nationwide. Meanwhile, the remit-from-home feature allows users to send money online through Cebuana Lhuillier agents.

In addition, one can also avail of Cebuana Lhuillier Insurance Broker’s (CLIB) roster of affordable and comprehensive packages, which include Personal Accident insurance, Medical Expenses insurance, and Doctor’s Consultation insurance.

Reliable express delivery

Because of the continued lockdown, delivery services for everyday needs have increased significantly from last year and Cebuana Lhuillier has made it possible for pawned items, to be sent or delivered, as well. With the Cebuana Lhuillier Express Delivery Service, clients from select pilot areas can have jewelry items and cash delivered right to their doorstep. The brand’s dedicated riders will ensure that items are secure and delivered on time. That way, there is no more need to go out and pick up the bought items, ensuring the safety of the whole family.

These Cebuana From Home services can be accessed at bit.ly/CebuanFromHome. A mobile app, as well as access points via Facebook Messenger and SMS, will be available to the public soon.

PJ Lhuillier President and CEO Jean Henri Lhuillier Wins Lifetime Achievement Award at 2018 International Business Awards

Jean Henri Lhuillier and the PJ Lhuillier Group of Companies (PJLGC) emerged as big winners during the recently concluded 2018 International Business Awards.

Lhuillier, president & CEO of PJLGC, bagged seven (7) awards, including the Lifetime Achievement award, where Lhuillier is the first ever gold winner in the consumer services industry. He was also awarded Gold Stevies for Entrepreneur of the Year for Diversified Services. Lhuillier also snagged the Silver Stevies for Executive of the Year for Diversified Services. He also won Bronze Stevie awards for Executive of the Year for Insurance, Executive of the Year for Financial Services, Maverick of the Year, and Entrepreneur of the Year for Financial Services.

“Winning these prestigious global awards brings us much pride and honor as we have always reveled in the quality of our products and the programs we implement. These awards will continue to motivate us to further introduce innovative products and services towards achieving our ultimate goal of financial inclusion for the country,” Lhuillier said.

This is the fourth straight year that Lhuillier was recognized by the international award-giving body, considered the world’s most coveted prize in the world of business and entrepreneurship. This is also the first time the Lifetime Achievement award was introduced as a category making Lhuillier the first ever winner of the prestigious award.

Aside from Lhuillier, PJ Lhuillier, Inc. (PJLI) ranked 4th among the 74 nations who joined the awards and is the only Filipino company to have made it onto the top 10, where the company received the Grand Stevie Trophy during the 2018 International Business Awards Gala held in London, England. PJLI is the organization behind the country’s largest microfinancial institution, Cebuana Lhuillier. Cebuana Lhuillier also won the People’s Choice trophy – rising above 3,900 nominations from organizations of all types, across 74 nations.

PJLI received the Gold Stevies award for Company of the Year for Diversified Services – Large, Company of the Year for Financial Services – Large, and Company of the Year for Insurance – Large and snagged the Bronze Stevie for Most Innovative Company of the Year with 2,500 or more employees.

The Company’s 30th Anniversary campaign won the Bronze Stevie as well for Communications or PR Campaign/Program of the Year - Internal Communications while the company’s Disaster Resilience advocacy program was awarded with the Bronze Stevie awards for Communications or PR Campaign of the Year - Public Service and Corporate Social Responsibility Program of the Year - in Asia

The International Business Awards is the world's premier business awards created to honor and generate public recognition of the achievements and positive contributions of organizations and working professionals worldwide. Golden Bridge Awards, on the other hand, is an annual industry and peers recognition program honoring Best Companies of all types and sizes from all over the world.