3 Tips in Buying Your Dream Car

What’s the next big thing that you want to achieve, now that you’re starting your career, and earning your own money?
Do you have a plan on how you are going to spend your hard-earned cash? Are you thinking of buying a new phone, a laptop, or a new wardrobe? While these may be
tempting, for sure you are also dreaming of having your own car in the future.

The biggest question you might have is, “Kaya ko na kayang magkaroon ng sariling kotse?” Now don’t you worry because we have an answer for you! As you are
earning your own money now, this could be your way to start saving up for your dream car.
And since New Year just ushered in, it would be best to add this on your bucket list this 2016! Always remember that it’s never too early to reach your dreams. So better start saving up! “Looking for a car that matches your need and budget is an exciting experience, especially for a first-timer. Before deciding to bring home that dream car, a number of things have to be considered. Below are a few tips that may guide you, young dreamers, in making wise use of your hard-earned money to help make that dream
come true,” says Pepe Carlos, VP and head of BPI Family Auto Loan Division.

Yes, at this point in your life, it may seem intimidating just thinking about how to get
your own car, but with proper guidance and advice from the experts, you can make
your dream come true! Here are three tips that can help you in planning, saving up and finally bringing
home that dream car.

1. Know which car is right for you. Determine what kind of car you really need. It is quite challenging, so you need to carefully study your options. Whether
you’re a businessman, an architect, an engineer, a call center employee, a social media specialist, a sales and marketing executive, etc., choose the car that is
best suited for your daily use.

When choosing your car, several things such as car brand, model, price, and your budget should be well thought off. You may visit www.bpiloans.com, a virtual car
showroom, where people looking for a brand new car can view and compare the vehicles that are available in the market today. It has a comprehensive car buyer’s
guide, a user-friendly auto loan calculator, an easy to use self-assessment test and a simple online application form.

2. Plan your budget well. In getting a brand new car, your budget may be the most important concern that you have to think about. You need to ask yourself, “What can I really afford?” Before you decide on making that purchase, list down your expenses. Check out how much you spend for your daily commute; see which part of your daily/monthly budget you can cut down or save.

There are other incidental expenses related to the purchase of a car that you also need to take care of like car insurance, chattel mortgage, and registration fees, among others. Some banks offer FREE insurance for the first year, so it’s important to check what offers are out there too. You can take a portion of your mid-year bonus and other monetary incentives you’ll get to add to your savings so you can allot it for the down payment of your dream car. It is typically at least 20% of the car price. With these penned down, you can now calculate how much your monthly amortization will be, given a certain down payment via www.bpiloans.com. You can take the 60-Second Online Loan Pre-Qualification tool found in the website to see if you’re already qualified to apply for BPI Family Auto Loan. It’s easy, convenient and
hassle-free!

3. Ask the experts. Reach out to the experts who know about bank financing for your Auto Loan. Seek a conversation with a BPI Family Bank representative to help
you make the right decision and get the best deal. You may visit any BPI branch or drop by 102 Paseo in Makati to have a chat and learn more about your options. So what are you waiting for? Getting your dream car is possible!
Pepe Carlos concludes, “A lot of people think that the process of buying a car can be a challenging one. But as long as you are informed and prepared, it doesn’t have to
be.”
With BPI Family Auto Loan, let’s make your dream happen!

Looking for a Fast and Easy Way to Own Your Dream Car? Go Online!

As traffic situation worsens, more and more commuting Pinoys are wishing they had their own cars. With the crazy traffic, and battering the long lines
for jeeps, buses, MRT, and all other possible forms of public commute, many are wanting to have their own car, but worries how or that they are not
capable to do so.

Typically-shy Pinoys on the lookout for their own brand new car but are uncomfortable to visit dealers or go to banks may visit www.bpiloans.com, a virtual car showroom where people looking for a brand new car can view and compare the vehicles that are available in the market today. The site offers user-friendly, interactive, and convenient features that include a comprehensive car buyer’s guide, a self-service auto loan calculator, a
simple online application form, and an easy to use self-assessment test.

BPI Family Auto Loan recognizes the commuting public’s need and consistently steps up at the forefront to “Make the Best Happen!” The bank continuously seeks for innovative ways to make its products and promos relevant, available and accessible for Filipinos in a fast, convenient and affordable way. Through the online site, the bank also provides complete information that allows prospective car buyers make the best decision in
choosing the car and financing that best suit their lifestyle, budget, and mobility needs.

Moreover, the comprehensive car buyer’s guide found in the online carbuying site provides access to up-to-date information on all the cars available in the Philippine market, complete with variants, specifications, and
prices. The facility also has a function that compares various cars with each other and allows buyers to make the best choice in their car purchase.

Prospective car buyers thinking of the most suitable financing plan for their budget may try out the site’s auto loan calculator, which shows them initial cash-out and monthly amortization that goes with their preferred down payment percentage and loan term. The site also has an online loan application form that clients may fill-up and submit immediately online, making car shopping very simple and effortless. Likewise, loan decision is
also fast. Expect to receive the results in just 3 to 8 business hours.

“With the improving economic condition of the Philippines due to its strengthening industries and the government’s initiatives to improve transportation, auto manufacturers have seized the chance to provide more
options ranging from high-end to affordable cars that will fit what the market needs. Likewise, BPI Family Auto Loan compliments this progress by providing car financing that is affordable, easily understandable, and highly accessible, for everyone. We are committed to contributing to our country’s progress and helping our countrymen realize their dreams of owning their
own car,” shares Pepe Carlos, VP and Head of Auto Loans Division.

For more information on the most affordable and convenient way to own a
car, simply log-on to www.bpiloans.com.

The biggest BPI AutoMadness ever kicks-off of this September!

The much awaited car sale from BPI Family Auto Loan is back this September with crazier offers and more venues than ever!

The biggest of its kind yet as it runs online via www.bpiautomadness.com from September 1 to October 15 and spans to 8 shopping malls and 8 BPI branch venues in major cities across the country. It is also the longest running as the special car offers are made available for a month and a half. 

Car buyers will go crazy over the super low loan rates, free comprehensive insurance and over 500 car models offered during the BPI AutoMadness.

“With the successful turn-out of our previous BPI AutoMadness events, we are committed to continuously come up with better offers to make car ownership more affordable and very convenient to every Filipino family. We want to make the best happen for Filipinos planning to buy their brand new car, may they be here or abroad,” says Pepe Carlos, VP and head of

BPI Family Auto Loan Division.

The whole family can have an enjoyable experience shopping for their new car by visiting the BPI AutoMadness events happening in strategic locations around the country namely, Ayala Center in Cebu City from September 3 to 6; Robinsons Place in Bacolod from September 10 to 13; Robinsons Place in Ilocos, Abreeza Mall in Davao, CSI Mall in La Union and Pacific Mall in Cabanatuan City from September 17 to 20; Centrio Mall in Cagayan De Oro City; and Robinsons Place in Dumaguete from October 1 to 4.

Furthermore, BPI Family Auto Loan also holds the BPI AutoMadness in select BPI branches to make the offers more available nationwide. Clients can catch it at BPI Tacloban City and BPI Tagbilaran City from September 1 to 4; BPI Magsaysay-Naga City from September 1 to11, BPI Santiago-Isabela City from September 16 to 18; BPI Vigan from September 21 to 25; BPI Palridel-Roxas City from September 24-25; BPI Kuliat-Angeles City from October 5 to 14; BPI Tarlac Highway-Tarlac City from October 7 to14; and BPI Candon City from October 12 to 15.

For those outside of the country, BPI Auto Loan makes the BPI AutoMadness accessible to them 24/7 through the website www.bpiautomadness.com. All the participating car brands and special car offers can be accessed anytime and anywhere through any web-enabled smartphones, PC, tablets or laptop for truly convenient car shopping.

For more information on the most affordable and convenient way to own a car, simply log-on to www.bpiautomadness.com.