How do You Spend your First Paycheck? A Finance Expert Weighs In.

When one begins to start earning their own money, one of the most daunting tasks is learning how to manage it. Senior Financial Advisor, Certified Associate Financial Planner, and content creator Antonette Aquino shares tips on how to build good financial habits for yourself as early as your first job, or if you’ve been working several years and want to improve on your money management:

1. Prioritize spending on needs and avoid splurging on things that will not bring you value in the future. Aquino also says that we can treat ourselves once in a while to enjoy the fruits of our hard work…for as long as it doesn’t jeopardize our future.

2. Pay yourself first. Before paying for bills, commit to setting a percentage of your income to savings and investments. This includes putting money into your investment accounts and buying insurance. Make sure to do this consistently!

3. Use the bucketing method to separate your finances. For people who are still trying to get the hang of saving, Aquino recommends trying out the bucketing method which allows you to have a clearer view of your spending and saving habits when all your funds are separated. Instead of having all of your money in one savings account, It is best to have four kinds of accounts: 

1. Operating Fund - Allocate money for recurring expenses such as quarterly, monthly, or annual bills in this account.

2. Emergency Fund – Allocate 20% of your income to this account for unforeseen expenses such as a medical emergency or a job loss.

3. Financial Freedom Fund – This account is for the achievement of life goals and dreams, which include retiring early or going back to school. 

4. Happy Account – This account is for all of your leisurely expenses like travel.

4. When you earn more, don’t immediately upgrade your lifestyle. If you continuously level up your belongings and lifestyle every time you earn more money, you will never be able to hit your targets. Remind yourself to live below your means until you’ve begun to hit them.

5. The longer you put off investing, the harder you’ll need to work to get to the same level of financial freedom as someone who starts investing earlier. If you start saving and investing as soon as you start earning, you will reap the benefits of financial freedom sooner rather than later. 

6. The importance of saving money is simple: It allows you to enjoy greater security in your life. If you have cash set aside for emergencies, you have a fallback should something unexpected happen. Once you’re in the habit of saving, you’ll forget there was ever a time when you didn’t save. In this area of life, the habits you build will make all the difference. 

Start your financial journey with GSave

For those who want to begin their journey to financial stability, look no further. GSave, the first-ever savings account which you can open and maintain on your GCash app, has now built the GSave Marketplace — helping you control your money conveniently through safe and secure digital banking. 

The GSave Marketplace lets users select a bank partner depending on their needs. Whether it’s interest rate or account accessibility, GCash provides trusted bank partners for you, including CIMB Bank and BPI. 

With CIMB Bank, your money can grow at 2.6% interest per year - one of the highest rates in the country.. Meanwhile, with BPI, users can now open a BPI MySaveUp account through the GCash App, allowing them to easily view their balance, deposit and withdraw at their own convenience. BPI account holders will also be issued an ATM card for their account, so they can access their funds via BPI branches and ATMs nationwide. 

Following through with its promise to provide a hassle-free experience to its customers, all you have to do to start your banking journey with GSave is a valid ID to verify your GCash account. Through GSave Marketplace, users can rely on and easily access where users can choose from a variety of saving products. 

Get started on your savings today with GSave! 

To know more about the service, visit https://help.gcash.com/hc/en-us/sections/360004696233-GSave

About GCash

GCash (G-Xchange, Inc.) is the #1 Financial App in the Philippines. Through the GCash App, customers can easily purchase prepaid airtime; pay bills at over 1,400k partner billers; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 5M partner merchants and social sellers; cash-in and cash-out at 232k partner agent network; and get access to savings, credit, insurance and invest money all at the convenience of their smartphones. GCash is a wholly-owned subsidiary of Mynt (Globe Fintech Innovations, Inc.).

GCash was recognized by The Asian Banker (TAB) and by the IDC in 2021 for its outstanding digital financial inclusion programs impacting more than 60 million Filipinos in the country today.

GCash, BPI seek to reach unbanked with BPI #MySaveUp

Did you know that 53 million Filipinos have no bank accounts? That is a staggering 69% percent of the country’s population from BSP’s Q3 2021 study.

The problem? Access. Many of them lack the documents required to open bank accounts. They opt to just keep their cash at home for easy access in case of emergency.

To encourage more Filipinos to go into formal banking, GCash, the country's leading e-wallet, recently partnered with the Bank of the Philippine Islands (BPI) to reach unbanked Filipinos, particularly working millennials.

This is part of the top mobile wallet’s continuing innovation to empower Filipinos and find solutions to digitalize their financial transactions, including paying for their purchases and bills, sending money to their loved ones, and building up their savings so they can have greater financial security and freedom in life.

The partnership between GCash and BPI offers BPI #MySaveUp, an in-app feature in the GSave marketplace.

"The goal of GSave Marketplace is to provide savings account options that would best fit their needs," Winsley Bangit, chief customer officer at GCash said. “The collaboration with BPI allows GCash users to enjoy the bank's wide reach and services nationwide. BPI #MySaveUp gives the underbanked and unbanked Filipinos access to formal banking through the GCash app.”

Helping further scale up financial inclusion, BPI #MySaveUp paves the way for unbanked Filipinos to easily apply for and own a formal and all-digital account sans the long application process, allowing them to start their saving journey and achieve their financial goals while earning higher interest rates.

Through this partnership, doing financial transactions and managing an account become plain sailing thru their GCash account or BPI mobile app. This new feature also offers free fund transfer from a user’s BPI #MySaveUp account to his GCash wallet and vice versa.

Users also have an option to get a BPI Debit Mastercard in any BPI branch for only P150 so they can access their account and withdraw from thousands of BancNet and Mastercard ATMs worldwide.

"We, at BPI, are committed to realizing our vision of building a better Philippines. We are committed to continuously pursue financial inclusion programs in support of the BSP's goal for 70% of adult Filipinos to have formal financial accounts by 2023. This partnership with GCash brings us closer to this target as we provide more Filipinos a path towards financial wellness," said Maria Cristina L. Go, Executive Vice President and Head of Consumer Banking at BPI.
BPI #MySaveUp users can also win monthly prizes. Every Php 10,000 saved by the end of the month or have at least Php 3,000 worth of valid transactions within the month earns them 1 #Coin which they can use to buy a game card to win electronic GCs or eGCs from BPI.
Applicants can open their BPI #MySaveUp account on their GCash app. They simply need to click the GSave icon then choose BPI #MySaveUp. Once in, they can open a savings account and proceed with using their GCash profile. After receiving the email confirmation from BPI, they can then finally start accessing BPI #MySaveUp.

For non-GCash users, they just need to download the app, upload one valid ID and wait to be verified. Once done, they can enjoy all the products and services of GCash.

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About BPI

The 170-year-old Bank of the Philippine Islands is the first bank in the Philippines and Southeast Asia. We are licensed as a universal bank by the Bangko Sentral ng Pilipinas to provide a diverse range of financial services: deposit taking and cash management, payments, lending and leasing, asset management, bancassurance, investment banking, securities brokerage, and foreign exchange and capital markets. BPI has significant financial strength, with robust Tier 1 capital adequacy ratios and profitability, underpinned by a stringent compliance and risk management regimes. 

About GCash

 

GCash (G-Xchange, Inc.) is the #1 Financial App in the Philippines. Through the GCash App, customers can easily purchase prepaid airtime; pay bills at over 1,400k partner billers; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 5M partner merchants and social sellers; cash-in and cash-out at 232k partner agent network; and get access to savings, credit, insurance and invest money all at the convenience of their smartphones. GCash is a wholly-owned subsidiary of Mynt (Globe Fintech Innovations, Inc.).

 

GCash was recognized by The Asian Banker (TAB) and by the IDC in 2021 for its outstanding digital financial inclusion programs impacting more than 60 million Filipinos in the country today.

Five Things You Can Do with ShopeePay

MANILA, JUNE 28, 2022 - Nowadays, there are mobile apps for just about everything, even for activities like shopping or making financial transactions that we previously could not do online. With thousands of apps available for our use, it's best to choose one with different features so you don’t have to constantly switch between apps. Are you looking for versatility and convenience? Then ShopeePay is for you. To get started, simply download the Shopee app, activate and verify your ShopeePay Wallet. From paying for items on Shopee to sending money, there’s a lot you can accomplish with Shopee’s integrated mobile wallet.

Here’s a quick rundown of the things you can do with ShopeePay so you won’t miss out:

1. Avoid bank fees when you cash in via InstaPay or link your bank account

There are plenty of ShopeePay cash in channels to choose from like payment centers, e-wallets, online banking, debit cards, and more. Aside from these convenient options, did you know that you can also avoid admin fees and cash in for free? One way is to link your BPI or UnionBank account to cash in for free. For those with a different bank, cashing in is also free when you use InstaPay on your bank’s online app—get up to P25 cashback on your first two InstaPay transactions per month. 

To make the experience even more rewarding, you can join the ‘Cash In and Win with InstaPay’ promo and stand a chance to win P100,000 worth of prizes when you cash in at least P1,000 via InstaPay from June 27 to 30. Cash in as many times as you can to earn more raffle entries.

2. Send money to any bank, e-wallet, or Shopee user for free

Need to send money to your friends or family? No need to worry about paying additional fees. The best thing about sending money with ShopeePay is that it’s free, no hidden fees. Choose from different ways to instantly send money— to bank account, e-wallet, scan to send via QR, or try the new Ang Pao feature. You can use ShopeePay Ang Pao to surprise your friends and family during special occasions or to send money to multiple people at the same time without incurring additional charges. Here’s a short video on how to use Ang Pao:

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On top of zero fees, you can also earn money when you participate in ShopeePay’s send money promos until June 30. 

• ShopeePay Mission - From June 23 to 30, send at least P50 to any ShopeePay user or bank/e-wallet account, and earn raffle entries for every transaction. Eligible users can get a chance to win up to P1,000,000. 

• Double Ang Pao promo - Get double the amount you sent when you send at least P50 to 40 friends from June 27 to 29 (capped at P200) and to 100 friends on June 30 (capped at P500). 

3. Buy discounted load and data for your mobile phone

We’re used to purchasing prepaid load from reloading stations that usually add extra costs on top of the load. Why pay full price or more when you can call, text, and surf the net with discounted load and data promos from ShopeePay? Get up to 10% discount for mobile load and data from the country’s major networks when you top up your prepaid SIM. Tip: Check out ShopeePay’s flash deals and payday discounts for more offers.

4. Get cashback when you pay your bills 

Whether you need to pay for daily utilities like electricity, water, and internet or personal expenses like loans, insurance, or government contributions, ShopeePay is a one-stop shop for your bills payment needs. Get the most out of your monthly budget with cashback vouchers when you use ShopeePay to pay over 60 partner billers—new users can get up to 100% bills cashback (minimum spend P180, capped at 180 coins). 

5. Access amazing deals in-store and online shopping perks

Check out ‘ShopeePay Near Me’ on the Shopee app to discover deals for as low as P1 from popular food & beverage outlets, retail brands, and more. Avid online shoppers can get more value for money when you pay Shopee purchases with ShopeePay’s exclusive shipping discounts and cashback vouchers. This June 30 Payday Sale, enjoy even more rewards such as sitewide shipping discount vouchers w/ P0 min. spend, up to P1000 off on bills and 10% off vouchers when shopping.

Activate ShopeePay now and start enjoying its benefits. To learn more about ShopeePay, visit https://shopee.ph/m/shopee-pay. Follow ShopeePay’s Instagram and Facebook pages to be updated with the latest promos. 

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About Shopee

Shopee is the leading e-commerce platform in Southeast Asia & Taiwan. Shopee promotes an inclusive and sustainable digital ecosystem by enabling businesses to digitalise and grow their online presence, helping more people access and benefit from digital services, and uplifting local communities.

 

Shopee offers an easy, secure, and engaging experience that is enjoyed by millions of people daily. Shopee is also a key contributor to the region’s digital economy with a firm commitment to helping homegrown brands and entrepreneurs succeed in e-commerce.

 

Shopee is part of Sea Limited (NYSE: SE), a leading global consumer internet company. Sea’s mission is to better the lives of consumers and small businesses with technology through its three core businesses: Shopee, Garena and SeaMoney.

 

About ShopeePay
ShopeePay is an integrated mobile wallet that offers users easy access to digital payment services. Launched in the Philippines in 2019, ShopeePay enables a seamless shopping experience by allowing users to make online payments on Shopee, top-up their wallets, and transfer and withdraw funds.

ShopeePay makes it easier to shop and do business. It provides users with a convenient, secure, and rewarding payment option; it empowers businesses and helps them capture new opportunities. 

ShopeePay is part of SeaMoney, the digital financial services arm of Sea Group. A leading digital payments and financial services provider in Southeast Asia, SeaMoney’s mission is to better the lives of individuals and businesses in the region with financial services through technology.

Nutrition Pro Expands to Sabah, On Track to Achieve RM20m in Revenue in 2021

Penampang, Sabah, 29 Sept 2021 – Sports Nutrition Pro Sdn Bhd (“Nutrition Pro”), one of Malaysia’s leading sports supplement retailers, opens its doors this month in Penampang, Sabah. Despite the prolonged lockdown of the fitness industry due to the COVID-19 pandemic this year, the company is still on track to achieve its all-time high revenue of RM20 million in 2021, an increase by over 60% from 2020.

Established in 2011, Nutrition Pro has successfully introduced world-renowned sports nutrition supplements to the fitness and bodybuilding market. Amongst some of the top global brands distributed are MMX Muscle Metabolix, Optimum Nutrition, Dymatize, MyProtein, MuscleTech, Scivation, Redcon1, Dream Tan, BSN and BPI Sports. The company is also the organiser of Mr. Perak, an annual bodybuilding competition in Ipoh, Perak.

“Multiple Movement Control Orders (MCOs) initiated by the government to curb the spread of COVID-19 in 2020 and 2021 may have hampered the fitness industry. Despite the challenges, we were lucky to have managed to pivot our business model and focus on e-commerce, which has led to the growth in our revenue,” said Lawrent Cheong Yon Jean, director of Nutrition Pro.

He added that the company has also strived to help gyms and fitness centres to recover and recoup their losses. “Nutrition Pro has helped over ten gyms and fitness centres during this lockdown by expanding their business models to incorporate e-commerce and virtual personal training classes. This has helped them to sustain their income and hopefully, can be an added revenue for them when their operations resume.”

“What we strived for is the co-development and sustenance of the ecosystem by sharing our knowledge and by lending a helping hand. We hope that more gyms and fitness centres will utilise this opportunity to engage our services. Our comprehensive plans will ensure that they recover in the shortest amount of time possible.”

September 2021 also marked a new journey as the company launched its first East Malaysia outlet in Penampang, Sabah. “Over the past few years, we have witnessed an increase in demand by our customers in Sabah and Sarawak. I sincerely hope that our presence here will help to fulfil their demand and spur the growth of the local sports industry,” said Dr. Benedict Yu, Managing Director of Nutrition Pro Sabah.

“Moreover, we have recently signed an agreement with the Sabah Bodybuilding Association (SBBA) to show our full support to the 2021 Mr Sabah and Mr Borneo that is slated at the end of the year. This will be our first foray in working with a sports association in Sabah and we hope that we can contribute more to the local sporting landscape,” he added.

In the same month, the company also extended the contract of its ambassador, Sazali Samad, the ten times Mr. Universe. “We are pleased that he has decided to continue his journey with us and we look forward to more exciting content collaborations that will be released in our official Nutrition Pro YouTube and our social media pages,” Lawrent concluded.

For more info, visit https://nutritionpro.my/ or follow the company’s social media pages at:

Facebook: https://www.facebook.com/NutritionProMalaysia/

Instagram: https://www.instagram.com/nutritionpro.my/

YouTube: https://www.youtube.com/c/NutritionProMalaysia

TikTok: https://www.tiktok.com/@nutritionpro.my 

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ABOUT NUTRITION PRO

Established in 2011, Nutrition Pro is one of the leading sports nutrition retailers in Malaysia. With 12 outlets nationwide and 1 outlet in Singapore, the company has continued to support the local sports and fitness industries through various partnerships and collaborative efforts. In 2017, the company also secured its first exclusive Asia Pacific import and distributor license for the American brand, MMX Muscle Metabolix.

Aquabest Renews Partnership with BPI Family Ka-Negosyo

Aquabest has renewed its partnership with BPI Family Savings Bank as an accredited franchisor for its BPI Family Ka-Negosyo Franchising Loan.

 The company was among the pioneer batch of accredited franchisors and has been recognized as a Best List brand by the bank. The company's prospective franchisees can enjoy favorable and flexible financing terms from BPI Family Savings Bank.

"Our renewed partnership with BPI Family Ka-Negosyo is a testament to our company's hard work to building a strong brand and business that has helped our franchisees succeed as entrepreneurs. At the same time, it continues to make it easier for aspiring entrepreneurs to set up their dream business" says Carson Tan, Aquabest's President and CEO.

For a franchise to be included in the Best List means it is an established, profitable and franchisee-friendly brand. Most of the companies in the list are profitable, having a return on investment (ROI) of less than three years. Aspiring entrepreneurs taking out a BPI Family Ka- Negosyo Franchising Loan on Aquabest can enjoy incentives such as no collateral loan, shorter processing time and no processing fee.

*This is Press Release

3 Tips in Buying Your Dream Car

What’s the next big thing that you want to achieve, now that you’re starting your career, and earning your own money?
Do you have a plan on how you are going to spend your hard-earned cash? Are you thinking of buying a new phone, a laptop, or a new wardrobe? While these may be
tempting, for sure you are also dreaming of having your own car in the future.

The biggest question you might have is, “Kaya ko na kayang magkaroon ng sariling kotse?” Now don’t you worry because we have an answer for you! As you are
earning your own money now, this could be your way to start saving up for your dream car.
And since New Year just ushered in, it would be best to add this on your bucket list this 2016! Always remember that it’s never too early to reach your dreams. So better start saving up! “Looking for a car that matches your need and budget is an exciting experience, especially for a first-timer. Before deciding to bring home that dream car, a number of things have to be considered. Below are a few tips that may guide you, young dreamers, in making wise use of your hard-earned money to help make that dream
come true,” says Pepe Carlos, VP and head of BPI Family Auto Loan Division.

Yes, at this point in your life, it may seem intimidating just thinking about how to get
your own car, but with proper guidance and advice from the experts, you can make
your dream come true! Here are three tips that can help you in planning, saving up and finally bringing
home that dream car.

1. Know which car is right for you. Determine what kind of car you really need. It is quite challenging, so you need to carefully study your options. Whether
you’re a businessman, an architect, an engineer, a call center employee, a social media specialist, a sales and marketing executive, etc., choose the car that is
best suited for your daily use.

When choosing your car, several things such as car brand, model, price, and your budget should be well thought off. You may visit www.bpiloans.com, a virtual car
showroom, where people looking for a brand new car can view and compare the vehicles that are available in the market today. It has a comprehensive car buyer’s
guide, a user-friendly auto loan calculator, an easy to use self-assessment test and a simple online application form.

2. Plan your budget well. In getting a brand new car, your budget may be the most important concern that you have to think about. You need to ask yourself, “What can I really afford?” Before you decide on making that purchase, list down your expenses. Check out how much you spend for your daily commute; see which part of your daily/monthly budget you can cut down or save.

There are other incidental expenses related to the purchase of a car that you also need to take care of like car insurance, chattel mortgage, and registration fees, among others. Some banks offer FREE insurance for the first year, so it’s important to check what offers are out there too. You can take a portion of your mid-year bonus and other monetary incentives you’ll get to add to your savings so you can allot it for the down payment of your dream car. It is typically at least 20% of the car price. With these penned down, you can now calculate how much your monthly amortization will be, given a certain down payment via www.bpiloans.com. You can take the 60-Second Online Loan Pre-Qualification tool found in the website to see if you’re already qualified to apply for BPI Family Auto Loan. It’s easy, convenient and
hassle-free!

3. Ask the experts. Reach out to the experts who know about bank financing for your Auto Loan. Seek a conversation with a BPI Family Bank representative to help
you make the right decision and get the best deal. You may visit any BPI branch or drop by 102 Paseo in Makati to have a chat and learn more about your options. So what are you waiting for? Getting your dream car is possible!
Pepe Carlos concludes, “A lot of people think that the process of buying a car can be a challenging one. But as long as you are informed and prepared, it doesn’t have to
be.”
With BPI Family Auto Loan, let’s make your dream happen!

Looking for a Fast and Easy Way to Own Your Dream Car? Go Online!

As traffic situation worsens, more and more commuting Pinoys are wishing they had their own cars. With the crazy traffic, and battering the long lines
for jeeps, buses, MRT, and all other possible forms of public commute, many are wanting to have their own car, but worries how or that they are not
capable to do so.

Typically-shy Pinoys on the lookout for their own brand new car but are uncomfortable to visit dealers or go to banks may visit www.bpiloans.com, a virtual car showroom where people looking for a brand new car can view and compare the vehicles that are available in the market today. The site offers user-friendly, interactive, and convenient features that include a comprehensive car buyer’s guide, a self-service auto loan calculator, a
simple online application form, and an easy to use self-assessment test.

BPI Family Auto Loan recognizes the commuting public’s need and consistently steps up at the forefront to “Make the Best Happen!” The bank continuously seeks for innovative ways to make its products and promos relevant, available and accessible for Filipinos in a fast, convenient and affordable way. Through the online site, the bank also provides complete information that allows prospective car buyers make the best decision in
choosing the car and financing that best suit their lifestyle, budget, and mobility needs.

Moreover, the comprehensive car buyer’s guide found in the online carbuying site provides access to up-to-date information on all the cars available in the Philippine market, complete with variants, specifications, and
prices. The facility also has a function that compares various cars with each other and allows buyers to make the best choice in their car purchase.

Prospective car buyers thinking of the most suitable financing plan for their budget may try out the site’s auto loan calculator, which shows them initial cash-out and monthly amortization that goes with their preferred down payment percentage and loan term. The site also has an online loan application form that clients may fill-up and submit immediately online, making car shopping very simple and effortless. Likewise, loan decision is
also fast. Expect to receive the results in just 3 to 8 business hours.

“With the improving economic condition of the Philippines due to its strengthening industries and the government’s initiatives to improve transportation, auto manufacturers have seized the chance to provide more
options ranging from high-end to affordable cars that will fit what the market needs. Likewise, BPI Family Auto Loan compliments this progress by providing car financing that is affordable, easily understandable, and highly accessible, for everyone. We are committed to contributing to our country’s progress and helping our countrymen realize their dreams of owning their
own car,” shares Pepe Carlos, VP and Head of Auto Loans Division.

For more information on the most affordable and convenient way to own a
car, simply log-on to www.bpiloans.com.

The biggest BPI AutoMadness ever kicks-off of this September!

The much awaited car sale from BPI Family Auto Loan is back this September with crazier offers and more venues than ever!

The biggest of its kind yet as it runs online via www.bpiautomadness.com from September 1 to October 15 and spans to 8 shopping malls and 8 BPI branch venues in major cities across the country. It is also the longest running as the special car offers are made available for a month and a half. 

Car buyers will go crazy over the super low loan rates, free comprehensive insurance and over 500 car models offered during the BPI AutoMadness.

“With the successful turn-out of our previous BPI AutoMadness events, we are committed to continuously come up with better offers to make car ownership more affordable and very convenient to every Filipino family. We want to make the best happen for Filipinos planning to buy their brand new car, may they be here or abroad,” says Pepe Carlos, VP and head of

BPI Family Auto Loan Division.

The whole family can have an enjoyable experience shopping for their new car by visiting the BPI AutoMadness events happening in strategic locations around the country namely, Ayala Center in Cebu City from September 3 to 6; Robinsons Place in Bacolod from September 10 to 13; Robinsons Place in Ilocos, Abreeza Mall in Davao, CSI Mall in La Union and Pacific Mall in Cabanatuan City from September 17 to 20; Centrio Mall in Cagayan De Oro City; and Robinsons Place in Dumaguete from October 1 to 4.

Furthermore, BPI Family Auto Loan also holds the BPI AutoMadness in select BPI branches to make the offers more available nationwide. Clients can catch it at BPI Tacloban City and BPI Tagbilaran City from September 1 to 4; BPI Magsaysay-Naga City from September 1 to11, BPI Santiago-Isabela City from September 16 to 18; BPI Vigan from September 21 to 25; BPI Palridel-Roxas City from September 24-25; BPI Kuliat-Angeles City from October 5 to 14; BPI Tarlac Highway-Tarlac City from October 7 to14; and BPI Candon City from October 12 to 15.

For those outside of the country, BPI Auto Loan makes the BPI AutoMadness accessible to them 24/7 through the website www.bpiautomadness.com. All the participating car brands and special car offers can be accessed anytime and anywhere through any web-enabled smartphones, PC, tablets or laptop for truly convenient car shopping.

For more information on the most affordable and convenient way to own a car, simply log-on to www.bpiautomadness.com.

Bagong Kotse, 1-Month Libre Promo Extended!

The summer season is almost over and if you haven’t gone on your traditional summer road trip, the BPI Family Savings Bank will give you a good reason to do so. Take the car of your dreams out for a spin without worrying about heavy and daunting expenses!


BPI Auto Loan cares for you and your family. We believe that the journey is just as important and meaningful as the destination. To help you prepare for your epic summer getaway with the fam bam, you need a reliable, new car. But with all the available auto loan offers, how can you exercise your freedom to choose and drive?

BPI Family Auto Loan’s extraordinary offer in the car and car financing industry, the first-ever Bagong Kotse, 1-Month Libre promo is extended up to June 2015! With this new campaign, you can enjoy big savings with the free 1-month loan amortization when you avail of a BPI Family Auto Loan.

Experience ease in financial transactions as the 1-month free amortization and get a breather as you pay the usual incidental expenses (car insurance, car registration, chattel mortgage, etc.) that go with buying a brand new car. This amazing promo, which has been extended until June 30, 2015, allows you to avail of a car loan with a loan term of at least 36 months.

“Now is the perfect time to take that opportunity and apply for a car loan with BPI Family Auto Loan. With this special treat unique to BPI, you get a significant amount for free that makes your car ownership lighter on the pocket.  Enjoy your savings and treat your loved ones to a nice weekend drive in your brand new car!” says Mr. Pepe Carlos, VP and Head of the Auto Loans Division.

So what are you waiting for? Visit www.bpiloans.com or any BPI/BPI Family Savings Bank branch to avail of the Bagong Kotse, 1-Month Libre for your new car. Saan ka pa, kundi sa may libre na! For more information on BPI’s loan products and services, log on to www.bpiautoloans.com