Showing posts with label #emoney. Show all posts
Showing posts with label #emoney. Show all posts

Friday, February 27, 2026

GCash Extends Support via Cross-Border Transfers for Filipino Nurses Worldwide at PNAA Global Summit


GCash reaffirmed its support for Filipino nurses worldwide by sponsoring the Filipino Nurses Global Summit VI and the 15th International Nursing Conference of the Philippine Nurses Association of America (PNAA), a global gathering rooted in learning, collaboration, and shared purpose.

 

The two-day summit convened Filipino nurses from the United States and across the globe to exchange insights on the evolving healthcare landscape, surface shared challenges, and shape conversations that can influence workplace standards, policies, and regulations affecting nurses worldwide. It also served as a space for connection, gathering nurses whose shared experiences are shaped by service, sacrifice, and distance from home.

 

Filipino nurses continue to serve on the front lines around the world, driven by their deep commitment not only to patient care but also to the families they support back home. Through their work abroad, they help sustain households, fund education, and meet daily needs. Their contributions create ripple effects across local communities and the Philippine economy.

 

“For many Filipino nurses, working abroad is driven by the hope of providing better lives for their families. Their everyday acts of support ripple outward, strengthening families and contributing to the broader Philippine economy,”  said Joanne Hatulan, head of GCash Overseas.

 

With GCash Overseas, we facilitate seamless and affordable cross-border digital remittances, ensuring their hard-earned money reaches families quickly and securely,” he added.

 

For Filipino nurses abroad, this means being able to support their families with greater ease and confidence through fast, reliable digital transactions that help manage daily expenses, fund education, and respond to urgent needs back home. By enabling simpler cross-border financial access, GCash helps overseas Filipinos stay financially connected to home, enabling them to care for their families and manage everyday needs even from afar.

 

With GCash now live in 145 countries and territories, Filipino nurses have access to digital tools that help them stay connected to home. Through unlimited free padala and convenient bill payments to over 2,000 billers nationwide, nurses can provide timely support, whether by paying utilities, contributing to schooling, or responding when family needs arise. GCash’s sponsorship of the PNAA Global Summit reflects its recognition of Filipino nurses as frontliners whose impact extends beyond borders.

 

For more information, please visit www.gcash.com.

Friday, October 24, 2025

E-wallet Use Jumps 75% in Sari-Sari Stores, Fueling Digital Transformation - Packworks Report


24 October 2025 Manila, Philippines  Sari-sari stores are rapidly digitalizing their operations, driven by a significant increase in e-wallet use, according to a new report from Filipino tech startup Packworks.

The report used their internal transaction records as the starting point to conduct a direct survey of more than 2,000 sari-sari store owners within Packworks' nationwide network of 300,000+ stores from January to August 2025.

According to the data, half of the store owners surveyed reported a 75% increase in e-wallet usage in their store operations between January and August. The remaining respondents also saw substantial growth: 20% experienced a 100% increase in usage, another 20% saw a 50% increase, and 10% reported a 10% rise.

Store owners largely attribute this growing adoption to increased consumer demand, as their customers are also turning to e-wallets to buy goods, access funds, and settle bills at their local stores. 

“Maraming nang nagpapa-cash-in at cash-out at bumibili gamit ang mga e-wallet. Dahil dumarami, gusto namin masabayan ang pangangailangan nila. Nakakatulong din naman ito sa amin para magkaroon kami ng dagdag kita,” (A lot of our customers are making cash-in and cash-out transactions aside from buying products with e-wallets. Since more customers are using them, we want to keep up with their needs. It also helps us earn a little extra), said Marijane Rea, a sari-sari store owner from Laguna.

Store owners are using e-wallets for a variety of business operations. About 40% use the platforms for in-store payments, 30% for bill payments, and the remaining 30% for cash-in and cash-out transactions.

This digital shift is quickly becoming a critical source of revenue. Around 13% of store owners say their e-wallet earnings equal their revenue from physical goods. Among the rest of the respondents, e-wallets still contribute significantly: 66% say that about 20% of their revenues come from e-wallet use, and the remaining 21% say their e-wallet earnings account for 10% of their total revenue.

GCash and Maya are the widely used e-wallets, with 85% of store owners reporting using GCash for their business transactions and 15% using Maya.

“Bukod sa kita namin sa tindahan, nagkaroon kami ng dagdag kita sa paggamit sa mga e-wallet kasi meron kaming tubo na PHP 10 hanggang PHP 20 sa pag-cash-in at cash-out, o di kaya tuwing nagbabayad ng kuryente, tubig, o internet ang mga customer,” (Besides the income we earn from the store, we also get extra earnings from using e-wallets because we earn a profit of PHP 10 to PHP 20 from cash-in and cash-out transactions, or whenever customers pay for electricity, water, or internet bills), said Rachel Miguel, a store owner from Bacolod. 

To increase their transaction capacity and meet surging customer demand, sari-sari stores are strategically using up to five e-wallet accounts. According to the report, with each account having a monthly limit of PHP 100,000 to PHP 500,000, the combined monthly transaction capacity is up to PHP 3.5 million.


This trend supports the 30% of store owners’ interest in upgrading their e-wallets to business accounts to maintain a higher monthly limit of PHP 1 million.

Data from the Bangko Sentral ng Pilipinas indicated that approximately 57% of total retail transactions were cashless in 2024, highlighting the increasing use of digital payments for everyday purchases and financial transactions.

Packworks Chief Platform Officer Hubert Yap highlights that sari-sari stores are rapidly embracing digital tools such as e-wallets to diversify their services and grow their businesses.

“The surge in e-wallet use proves that sari-sari stores are rapidly evolving into vital digital hubs for their communities. Aside from simply selling 'tingi' physical items, they are now diversifying their product range, offering high-margin, value-added financial services and integrating digital tools such as our app to fundamentally improve their operations and function as near-frictionless nano-banks for the neighborhoods they serve. These findings show that sari-sari stores have been at the forefront leading this digital transformation at the grassroots level,” cited Yap, “And there's an urgent need to support these micro-entrepreneurs with the right fintech to ensure they can fully capitalize on this opportunity, as they often say in sari-stores, a peso saved is a peso earned!” 

For more studies and data trends insights in sari-sari stores, you may visit http://packworks.io/ or Packworks’ Facebook page to learn more.

Wednesday, October 15, 2025

G22, Michael Sager, and Top Creators Join the GCash Birthday Surprise Shakeaway


Manila, Philippines – It’s a birthday bash like no other as PPop’s Female Alpha, G22, PBB Super Cutie, Michael Sager, and more of today’s hottest influencers join GCash in celebrating its big birthday craze with the Surprise Birthday Shake Away.  

The country’s leading finance super app is turning up the excitement this October with surprises that will get everyone moving. As G22 drops the GCash Surprise Birthday Shake Away Jingle and Dance Craze, users and fans are invited to move, groove, and celebrate the GCash way with big surprises waiting at every shake.

Whether you’re joining the fun online or learning the dance, there’s a chance to score amazing rewards. Shake, dance, and post your moves to join the nationwide birthday fever filled with fun, music, and surprises.

From October 15 to 31, 2025, GCash users can take part in the Surprise Birthday Shake Away, with a chance to win GCash credits, gift certificates, a home appliance showcase, an iPhone 16, a motorcycle, and even the all-new BYD Seal 5 DM-i Dynamic hybrid car. 

Joining is simple: just log in to the GCash app, tap the promo banner, and shake your phone to earn a raffle entry. The more GCash services you use, such as Send Money, Buy Load, or Pay Bills, the bigger the prizes you can win.

This year’s birthday celebration proves that GCash knows how to party with prizes, performances, and endless surprises that everyone can enjoy.

So what are you waiting for? Shake, dance, and celebrate GCash’s birthday!

For full promo details, visit www.new.gcash.com.

Monday, October 13, 2025

GCash Expands Livelihood Opportunities with the New GCash Pera Outlet Plus, Bringing Financial Access Closer to Filipino Communities


GCash, the Philippines’ leading finance super app with the largest cashless ecosystem, announced the official launch of the GCash Pera Outlet Plus. Designed to economically empower Nano, Micro and Small (NMS) businesses, such as sari-sari stores, carinderias, and other community-based retail shops, by becoming a local hub for daily digital financial transactions, such as cash-in, cash-out, load purchase, and bills payment in their communities.

 

The new GCash Pera Outlet Plus is a separate and dedicated merchant app, currently available for Android mobile devices, that offers a wide range of digital financial services, with simple and powerful tools that enables community-based retail stores to earn additional income and help grow their businesses.

 

Store owners can unlock income streams and higher earning potential that can augment revenues to their existing business by earning commissions from everyday GCash financial services. Unlike a standard consumer e-wallet, the GCash Pera Outlet Plus wallet is designed for high-volume community transactions, offering higher wallet limits and a separate account history for better transaction tracking and management.

 

To help GCash Per Outlet Plus partner stores succeed, GCash offers a range of support including, but not limited to, free store merchandising set-up, exclusive merchant promotions and helpful digital tools such as “My Suki” to save customer details and avoid mistakes in keying-in numbers, frontliner delegation features to allow a store front personnel to run the business while owners are away, and a very simple business onboarding process.

 

With thousands of registered outlets nationwide, GCash Pera Outlet Plus plays a vital role in the country’s digital transformation and in bridging the financial gap, as it paves the way to digitalization at the grassroots community level through NMS businesses.

 

"At GCash, we believe that empowering community-based retails shops is key to building a more inclusive and resilient economy," said RenRen Reyes, CEO of G-Xchange, Inc. "With the new GCash Pera Outlet Plus, we're giving nano,micro and small entrepreneurs the tools to help grow their businesses further, serve their communities, and contribute to national development. This is a commitment to uplift local livelihoods and drive economic progress from the ground up."

 

The GCash Pera Outlet Plus features help ensure that NMS businesses—have the digital tools to adapt, thrive, earn, and lead. This initiative is a core reflection of GCash’s commitment to inclusive innovation in line with its vision of providing "Finance for All”. This vision centers on accelerating financial inclusion by providing accessible and meaningful digital finance solutions to empower all Filipinos, especially those who are unbanked or underserved by traditional financial institutions.

 

By expanding digital financial services to the furthest reaches of the country, the initiative directly supports the Philippine Government’s digitalization agenda for local and national economic development.

 

To know more about GCash Pera Outlet Plus, you may read more about it here, and submit your application inquiries to the Official GCash Pera Outlet Distributor in your area. Power-up your business today, become a GCash Pera Outlet Plus partner now!

Thursday, October 2, 2025

GCash Sparks Dialogue at the Pulse 2025 on Role of AI in helping MSMEs Grow their Business


As more and more Filipino businesses turn to digital solutions to streamline operations, digital leaders are prioritizing technologies that enable them to grow their business and reach new markets.

This shift was the central focus at Pulse 2025: B2B Innovation & Leadership Forum, organized by Asticom, a leading shared services and tech solutions company. Held at Shangri-La The Fort, Bonifacio Global City, Taguig, the forum brought together business leaders, technologists, and decision-makers from across industries to explore how responsible AI, platform partnerships, and digital transformation are redefining the business landscape in the Philippines.

Among the leading voices at the event was GCash, the country’s top finance superapp. G-Xchange Inc., (the mobile wallet operator of GCash) president and CEO Ren-ren Reyes, along with Jong Layug, general manager for GCash for Business, shared how the platform is evolving beyond consumer finance to drive financial empowerment and provide enterprise-scale solutions.

During one of the fireside chats, Reyes emphasized that the core purpose of GCash extends to both individual users and the broader enterprise landscape. He said, “Whether it's a consumer reloading RFID or a company streamlining collections, we aim to remove pain points through digital tools. Every efficiency gained contributes to a stronger, more empowered economy.”

He also addressed the question of emerging technologies, such as AI, and how GCash filters them through a practical lens:

“We don’t adopt tech for tech’s sake. We ask, does this solve a real problem? If it doesn’t, it’s not worth the distraction. If it does, we scale it in a way that’s intuitive and secure for our users. In the end, at the heart of GCash is our vision—Finance for All. We help Filipinos establish a digital identity and financial footprint, bringing them into the formal system. That small step unlocks services they never thought possible before.”

Noting the crucial role of B2B partnerships and how they’re foundational to GCash’s growth model, Layug shared how GCash has been expanding its enterprise focus through ecosystem collaboration and scalable solutions.


“If something defines who we are, we build it. If speed is critical and others can do it better, we partner. Either way, we always test side by side to ensure we’re delivering the best outcome. We’ve always solved for the Filipino consumer. Now we’re applying the same mindset to businesses—creating tools that remove friction, improve cash flow, and simplify interactions between brands and their customers.”

Also present at the event were industry leaders from McDonald’s Philippines, Globe, Google Philippines, Microsoft Philippines, LinkedIn, Entrego, and other key players in digital innovation and enterprise transformation.

The event was part of Asticom’s 10th anniversary celebration, marking a decade of enabling businesses through shared services, workforce solutions, and technology-driven innovation. Asticom supports organizations in scaling operations and navigating transformation by delivering smart, people-centered business solutions.

As GCash deepens its engagement with the B2B sector through responsible AI, scalable partnerships, and customer-first innovation, it reinforces its mission to support smarter, more inclusive business growth across the Philippines.

For more information, please visit http://www.gcash.com.


Wednesday, September 10, 2025

GCash Highlights Role of National ID in Enabling Inclusive, Secure Finance at BSP Forum


A trusted digital identity system lays the foundation for true financial inclusion, helping ensure that every Filipino, regardless of their background or circumstances, can access essential financial services with confidence.

This was the central message at the recent Bangko Sentral ng Pilipinas (BSP) Forum on Digital Identity, where GCash, the country's leading finance finance super app and largest cashless ecosystem, shared how its integration with the National ID eVerify Authentication Service (NIDAS) is making identity verification easier, more accessible, and more inclusive to help more Filipinos, especially those with limited access to traditional IDs, open an account.

Held at the BSP Assembly Hall, the forum brought together leaders from government, financial institutions, and the tech sector to examine how digital identity can support more secure and inclusive financial systems. Guided by the theme “Building Trust and Synergy in Digital Identity for an Inclusive and Secure Financial System,” the discussions emphasized the need for collaboration, innovation, and user-centric solutions that address real-world access challenges.

Representing GCash was Joanne Avendaño, vice president and head of customer experience management, who shared the company’s experience as the first and only Electronic Money Issuer integrated with NIDAS. This enables GCash users to validate their identity using their National ID in real-time, eliminating the need for multiple traditional IDs, which many Filipinos today still lack. This approach has helped reduce drop-offs during onboarding and has improved the success rate of account creation, especially among underserved groups. Most importantly, it has helped streamline onboarding for a broader range of users.

“Our partnership with the Philippine Statistics Authority (PSA) has always been more than just ID acceptance. It’s a shared commitment to make sure that no Filipino is left behind in the digital economy,” said Avendaño. “By enabling real-time National ID validation and bringing services on-ground, we’re helping more Filipinos complete their verification journey with ease and confidence,” Avendaño added.

The forum also featured insights from the National Privacy Commission, World Bank, Korea Credit Information Services, and several units within the BSP. Topics ranged from data governance and consumer protection to practical implementation challenges and international benchmarks.

Avendaño joined fellow panelists from Asia United Bank, Seabank Philippines, Maya Philippines, and the Bankers Association of the Philippines in discussing the value of coordinated efforts, shared learnings, and responsible use of digital identity systems in strengthening public trust.

Beyond app integration, GCash has also worked with the PSA and local government units (LGUs) to support on-ground National ID registration and account onboarding events, which were held in schools, barangays, and underserved communities across the country. This approach brings both digital identity and financial access closer to Filipinos who need it most.

With digital ID adoption gaining momentum, GCash’s role as an early adopter highlights the importance of responsible integration, cross-sector collaboration, and community engagement in building a more accessible and inclusive financial ecosystem.

For more information, please visit www.gcash.com.

Thursday, September 4, 2025

“Hindi mo Kailangang Gawin Lahat Mag-Isa.” Ayon sa Celebrity Moms sa Hirap ng Back-To-School Season

MANILA, Philippines – School’s officially back, and with it the early mornings, baon prep, never-ending shopping lists, and long days for parents – especially moms. In the newest episode of Mommy, G Ka Na?, celebrity host and mom of two Jolina Magdangal-Escueta opens up about the pressure of balancing her numerous responsibilities during the back-to-school season.  

Together with guests Dimples Romana and Angeline Quinto, the candid conversation turns personal, and the three moms share personal stories, smart strategies, and comforting words for moms who may be overwhelmed with the back-to-school rush. They remind each other, “Hindi mo kailangang gawin lahat mag-isa.” 


Amid the laughs and real talk, Jolina, Angeline, and Dimples reveal some of their back-to-school survival tricks.

Angeline, for example, swears by the power of a cute lunchbox (or fun shapes) to get her kids to eat.  “Kahit simpleng sandwich lang, basta cute ang baunan, ganado na agad si Sylvio,” she shares. 

She and Jolina also agree that fancy recipes aren’t necessary. Instead, a little bit of creativity and a whole lot of love go a long way. As Jolina puts it, “Hindi kailangang mahal ang baon, basta punong-puno ng effort at love, ramdam ‘yan ng mga anak natin.”

Then there’s the never-ending to-do list. Groceries, bills, errands. Sometimes, when schedules get too packed, there are things forgotten along the way. For when it gets overwhelming, the three moms all agree - shopping online and paying with GCash is the ultimate lifesaver. While doing the laundry or helping with their kids’ homework, they can check off items on their grocery list without even leaving the house! 

Dimples, meanwhile, brings up the challenges she faces having to keep up with the constant stream of expenses once the school year starts.  From school projects and extracurricular activities to unexpected gastos, the financial pressure doesn’t end after enrollment.

“Kala mo tapos ka na, pero may bagong shoes, uniforms, at pang-extracurricular pa pala,” she opens up. Her solution? Breaking down the big-ticket items. With GCash’s GGives, she can split purchases like gadgets or sports gear into smaller payments, with zero down payment needed.

And of course, there are the surprise expenses – like when emergencies happen. For those moments, Jolina reminds viewers that they can lean on GCredit, which provides users with a credit line of up to PHP 50,000.

For even bigger needs like tuition fees, there’s also GLoan, which lets users borrow up to PHP 150,000 instantly, with affordable terms and quick disbursement straight to their GCash wallet. “At least alam mong may masasandalan ka. Hindi ka kakabahan agad,” they agree. It's peace of mind for those who are faced with unexpected expenses before payday. 


Watch Mommy, G Ka Na? online


Throughout the episodes, a recurring theme emerges: moms can learn a lot from other moms. “Okay lang humingi ng tulong,” Jolina reminds viewers. “May mga kapwa mommy, may mga tools — tulungan tayo.” 

Stream Mommy, G Ka Na? on the official YouTube channel of GCash. Join the conversation online with fellow moms finding gaan and ginhawa in every stage of school-year parenting by following @gcashofficial on Instagram and Facebook.

GCash, Western Union Expand Global ‘Cash In’ to Over 200 Markets to Serve More Filipinos Globally


The Philippines’ leading finance super app, GCash, is expanding its global ‘cash in’ feature through a strategic partnership with Western Union, one of the world’s most trusted international money transfer providers, with a global financial network spanning over 200 countries and territories worldwide.

 

Filipinos living and working overseas may ‘cash in’ (send money) to GCash e-wallet accounts through the Western Union App, website, or through a network of hundreds of thousands of retail locations worldwide. Additionally, they can also send funds to their families and friends with GCash accounts. Once completed, funds are credited instantly to the GCash wallet and can be used immediately for essentials such as groceries, bills, online shopping, savings, insurance, or even investments. Customers can now send up to PHP 500,000 per transaction.

 

“At GCash, we remain committed to driving financial empowerment for all Filipinos, wherever they are in the world,” said GCash International general manager Paul Albano. “This collaboration with Western Union enables fast, secure, and reliable remittances, ensuring that the hard-earned money of OFWs reaches their families swiftly and safely.”

 

Western Union’s global scale now connects with the extensive local cashless ecosystem of GCash—the largest in the country. GCash users in the Philippines benefit from over 339,000 cash-in and cash-out outlets, 5.2 million QR-accepting merchants, and more than 520 partner brands on the GLife platform. 

 

Gregory Laurent, regional vice president, Philippines, Japan, Australia, New Zealand, and Pacific Islands for Western Union, said, “our partnership with GCash, one the the Philippines’ most respected financial services brands, enables us to stay true to our purpose of serving the aspiring populations of the world with accessible, easy-to-use services, particularly in the digital space. It is yet another mark of the importance we place on the Philippines and consumers in the country, as well as the Filipino diaspora abroad.”

 

For millions of OFWs, this integration removes long-standing friction in the remittance process and strengthens their ability to support their families from afar. GCash continues to evolve from a money transfer platform into a holistic digital finance hub that serves the needs of Filipinos, wherever they may be.

 

According to the Bangko Sentral ng Pilipinas (BSP), personal remittances from OFWs reached USD 38 billion in 2024, an all-time high and accounting for over 8% of the country’s GDP.

 

“While digital adoption is accelerating, a significant portion of these remittances is still routed through over-the-counter channels. The integration of GCash with Western Union provides a digital-first alternative that empowers OFWs and their families to manage money more efficiently, securely, and on their terms,” said Albano.

Tuesday, August 26, 2025

When Wallets Get Tight, GCredit Makes It Right

Electricity, water, internet, groceries–every day, it feels like there’s always something new we need to pay for. Now that the school year is in full swing, daily allowances and baon groceries have become part of the weekly routine. And just when we think we’ve finally caught up, here comes the surprise gastos—plus with the holidays slowly creeping in, it feels like there’s always something new to budget for.

As much as we try to cover everything, there are times when our budget just isn’t enough, no matter how hard we try to save and budget our expenses. Sometimes, we just need a little help to get through the tough days, especially during Petsa de Peligro. Thankfully, with GCash, it’s now easier to manage bills even without a credit card and without needing to borrow money from friends and family.

GCredit - Your Trusted Financial Lifeline
If you’re a GCash user, you already have a solution at your fingertips. GCredit, powered by CIMB, gives you an always-ready credit line you can use to cover urgent expenses. The best part? It’s designed to be manageable, with a low daily interest rate of 0.17 percent—equivalent to just ₱1.70 for every ₱1,000 spent. You can also pay as little as 10 percent of your total due, giving you the flexibility to stay on top of expenses even while waiting for your next paycheck, bonus, or allowance.

Not sure where you can use GCredit? It comes in handy for everyday needs like:

- Bills Payments: When your electricity bill spikes or your payday doesn’t align with your water bill’s due date, use GCredit to avoid late fees and disconnections.
- Internet and Landline: When you need to stay connected, you can use GCredit to cover your bills and avoid disconnection, so you’re always in touch with family, work, and friends.
- Groceries: When prices rise or your budget falls short at the grocery store, GCredit helps you buy what you need so you never have to cut back on meals.

Make everyday spending easier with GCredit

With so many everyday expenses now payable through GCredit, GCash makes it simple to get through tough times with less stress:

- Low interest: Interest is only 0.17% per day, and the earlier you pay, the less interest you need to pay.
- Flexible payments: No need to pay the full amount right away. Just pay at least 10% of your total due, and you’re set.
- Borrow up to ₱50,000: Access your credit line directly from the GCash app– fast, easy, and convenient.

Before you use GCredit to manage your bills, make sure you’re an eligible user. On your GCash app’s home screen, tap on “Borrow” and look for “GCredit.” If you’re not yet eligible, the app will guide you on the steps to qualify. Users must also remember that GCredit is available to Filipino citizens aged 21–65 with a fully verified GCash account.

Once eligible, you’ll see your available credit limit. You’ll also receive an SMS to activate GCredit and be instructed to follow these steps:
- Confirm your email address
- Verify your personal details and other required information in the app
- Review and submit your application

Once you’ve completed the steps, you’ll receive a confirmation via email that your GCredit is activated, and you’re ready to use it for your day-to-day needs! Just remember to use GCredit responsibly–read the terms and conditions and make sure you have a payment plan in place.

Whether your bills are going up, piling up, or coming in faster than expected, you no longer have to worry about how to pay. With GCredit, you have a reliable safety net for both personal needs and family expenses. From electricity and water to internet and groceries, you’ve now got a fast and flexible way to stay on top of your bills with GCredit!

Wednesday, August 20, 2025

PH’s Retail Treasury Bonds Available on e-Wallets for the First Time through GBond


For the first time ever, the Philippine government’s Retail Treasury Bonds (RTB) have been made available on an e-wallet platform, as the Bureau of the Treasury (BTr) enables small investors to purchase government securities through the GBonds feature of GCash. 

 

“We are thrilled to bring RTB 31 to the GCash app. This collaboration significantly expands our reach, enabling more Filipinos to invest in government securities easily and securely. It’s a monumental step toward our goal of a more financially inclusive Philippines, giving more people the opportunity to build their savings and contribute to the nation's economic growth,” said the Treasurer of the Philippines, Sharon Almanza.

 

The BTr initially planned to issue a minimum offer size of P30 billion for the five-year (5Y) RTBs, but due to strong investor demand, it eventually sold P210 billion during the rate-setting auction which resulted in a 6% coupon rate.


GCash users who sign up for GBonds can instantly place a buy order for the government’s 31st Retail Treasury Bond Issuance (RTB 31) from August 5 until the end of the offer period on August 15.

 

“For a minimum investment of P5,000 with no extra fees, GCash users can instantly place a buy order for RTB 31 anytime within the offer period once they sign up for GBonds. More Filipinos will have the chance to take part in nation-building while taking a significant step toward their financial goals through this innovation,” said Martha Sazon, president and CEO of GCash parent Mynt.

 

“In making RTBs more accessible to millions more Filipinos, we’re also enabling retail investors to contribute to the P2.6 trillion borrowing program of the government to fund essential projects,” she added.

 

Powered by Philippine Digital Asset Exchange (PDAX), Inc. and Bonds.ph, in partnership with the Bureau of the Treasury, GBonds became available to the public in July, allowing fully verified users to access fixed-income government securities without the need for a bank account. Filipinos can place their bond investment order and get confirmation in a few minutes in the GCash app.

 

Getting started on GBonds is easy and simple. Fully verified GCash users with an updated KYC within the past 3 years just need to open the app, go to GInvest, select GBonds, and register for a PDAX account, subject to their terms and conditions, to complete the registration process.


To get a fully verified GCash account, users are encouraged to go through the KYC process within the app ahead of starting on GBonds. This involves providing personal information, uploading a valid government ID, and completing a selfie scan. For more information, visit the Help Center

 

For updates about the Bureau of the Treasury’s latest offerings, visit www.treasury.gov.ph and like/follow their Meta Page at TreasuryPH.

 

Wednesday, July 30, 2025

Tap, Scan, or Card? GCash Offers 3 Ways to Go Cashless on Your MRT-3 Commute

Every MRT-3 commuter knows the struggle of having to line up for tickets and fumbling for spare change, especially during rush hour. But starting this month, everyday commuting will be made one step faster and easier: you can now use GCash to pay for your MRT-3 trips! 

In partnership with the Department of Transportation, GCash has introduced a cashless automated fare collection system at the MRT-3, significantly enhancing the commuter journey. Now, you can pay for your trips in new, easy ways, saving you from long queues and giving you access to a dedicated MRT fast lane. As long as you have a PHP 28 minimum balance in your GCash wallet (the maximum fare for a North Avenue-Taft trip), you're ready to go! The full amount will be deducted upon entry, and your change will be reflected on your GCash wallet upon exit – you can check details on your app’s Transaction History.

Forget cash or exact coins  – your exact fare is seamlessly deducted from your GCash wallet. You can always check your balance and easily top up anytime, because you're using your e-wallet directly. Best of all, your phone with the GCash app or GCash Visa Card is all you need!

Here are new, easy ways you can use GCash at the MRT-3:

Tap to Pay using your phone

Using an NFC-enabled Android phone? Great news! Your device is now your ticket for a seamless entry and exit pass.

To get started, GCash Tap to Pay is a quick, one-time activation:
Simply tap Settings in your GCash app.
Turn on the NFC feature.
Log in to your GCash account.
Select Tap to Pay and agree to the Terms & Conditions.

Once activated, paying for your MRT-3 ride is just two taps away. Just log in and open your GCash app, then tap your phone on the turnstile upon entry to proceed to the platform. 

Scan your GCash Commute QR 

No NFC for tapping? No worries! You can still enjoy the convenience of cashless commuting by generating a Commute QR code on your GCash app, serving as your digital ticket without the need to input any station details. 

Here's how easy it is:
At the start of the trip, tap Commute on the GCash app.
Click Generate QR. You may download the QR or take a screenshot.
At the MRT fast lane, position your phone towards the scanner.
Once scanned, you're all set to proceed to the train platform.

Upon exit, just scan the same QR code again, and the exact fare will be automatically deducted from your account. For Globe and TM users, this feature works even without mobile data! 

Tap your GCash Visa Card

Spotty signal, running out of battery, or simply love using a card? You can still breeze through your MRT-3 ride using your GCash Visa Card. Just like the current card ticketing system, you can simply tap your card upon entry and again upon exit. What's great about the GCash Visa Card is that it's linked to your GCash wallet for a leveled-up experience! No need to line up to load, use it to pay not just for MRT rides but also shopping in millions of online and offline stores, and withdraw from your GCash in any ATM for as low as P10. Cards are on soft launch – temporarily, your change will be credited to your GCash 24 hours after your MRT trip. See the details on your app’s Transaction History.

To use this convenient feature, order your GCash Visa Card on the app, and when you receive it, make sure to link it to your GCash account:

Tap 'Cards' in the GCash app to order or link your GCash Visa Card.
To order – Select ‘Order a Card,’ then input your delivery address and pay P250. It will be delivered to you in 7-10 days.
To link – Select 'Link my Card,' then input the One-Time Pin (OTP) and submit.
Enter the last 4 digits of your card and your virtual account number found at the back then submit.



With new convenient ways to pay at the MRT-3 station, your everyday commute just got a significant upgrade. Whether you tap, scan, or use your card, you are not just skipping one extra line and saving yourself time, but also experiencing a global, innovative way to pay with GCash!

Ready to power up your commute journey? Download the GCash App on the Apple App Store, Google Play Store, or Huawei App Gallery.

Wednesday, July 9, 2025

Hands-Free, Hassle-Free: Huawei, GCash Bring First-Ever Wearable Payment Innovation to the Philippines


With more Filipinos seeking faster and more convenient ways to pay, GCash continues to innovate in simplifying everyday transactions through its partnership with Huawei—introducing Watch Pay, the first-ever wearable payment innovation in the Philippines. Through this new way of paying, users can make secure, hands-free payments directly from their wrist, offering a seamless way to pay

 

“As digital payment solutions become increasingly essential, GCash Watch Pay eliminates the need to pull out a phone or wallet during purchases.  Users can link their GCash account to a compatible Huawei smartwatch and generate a QR code directly from the device,” said Ren-Ren Reyes, president and CEO of GCash mobile wallet operator G-Xchange, Inc.

 

The GCash QR code in the Huawei smartwatch can then be scanned by any merchant with a scanning point-of-sale system, completing the transaction instantly and securely.

 

This feature is designed for those who are always on the move, whether during a workout, commute, or errands, when reaching for a phone or wallet might not be convenient. By bringing payments to a wearable device, GCash, together with Huawei, is responding to the growing need for simple and secure payment options in today’s fast-paced, mobile-centric world.

 

Moreover, this partnership with Huawei reinforces GCash’s commitment to enhancing digital payment convenience, with a focus on compatibility and security. Recently, GCash Payment Innovations Head Dani Gil Librojo also joined the Huawei Developer Conference in Dongguan, China, as the two companies further highlight their collaboration, with QR payments now available for 7 million Huawei Smartwatch users in the Philippines.

 

Watch Pay is currently available for Huawei smartwatches and is compatible with select merchants using Business Scan Consumer technology. This marks an important step in expanding wearable payment solutions for users seeking efficiency and security in their transactions.

 

For a complete list of all Watch Pay compatible devices, visit this website: https://help.gcash.com/hc/en-us/articles/39714168606105-GCash-Watch-Pay

Thursday, July 3, 2025

SendWave, GCash Strengthen Global Partnership to Simplify Remittances for OFWs


Sending money home is more than just a transaction for Overseas Filipino Workers (OFWs)—it is a vital connection to their loved ones and a means of ensuring the financial stability of their families. Recognizing this need, GCash and SendWave have expanded their partnership to provide a faster, more secure, and accessible remittance solution for Filipinos abroad. This 2025, the partnership introduces new cash-in features, expanded services to more countries, and enhanced financial accessibility for overseas Filipinos worldwide.

 

As an official partner of GCash, Filipinos overseas can now use SendWave to remit directly to a Philippine mobile number (+63), ensuring their families receive financial support instantly. Additionally, SendWave now enables Filipinos abroad to cash in to their own GCash Overseas accounts using their US, UK, or Canada mobile numbers, making digital finance more accessible from virtually anywhere.

 

SendWave has established a strong presence in multiple remittance corridors worldwide, particularly in the United States, the United Kingdom, Canada, Spain, and Germany.

 

Back at home, GCash users can conveniently access funds through 339,000 cash-in and cash-out outlets across the Philippines. The GCash app also provides users with access to a savings account, investment options, and financial management tools to help them grow and manage their wealth, all within a single platform.

 

GCash International general manager, Paul Albano, expressed enthusiasm about the partnership, noting that the collaboration bridges financial gaps for Filipinos worldwide. “This partnership between SendWave and GCash gives OFWs the ability to send fast, secure, and hassle-free remittances to their families in the Philippines. It strengthens connections between Filipinos abroad and their loved ones, ensuring their financial needs are met efficiently. For us in GCash, it’s not just about transferring money; it’s about providing a comprehensive financial ecosystem that meets the evolving needs of Filipinos, wherever they are,” Albano said.

 

With financial technology reshaping the way people manage their money across borders, GCash and SendWave stand at the forefront of this transformation, ensuring that every Filipino—no matter where they are in the world—has access to a secure, efficient, and modern financial solution.

 

To experience seamless, digital-first remittance services, Overseas Filipinos can now download the GCash app and the SendWave app, or visit GCash’s official website at https://new.gcash.com/ to learn more.