Go USTe! Home Credit PH Advances Overall Wellness with Growling Tigers, Golden Tigresses Partnership

Home Credit Philippines (HCPH), the country’s leading consumer finance company, is broadening its impact by incorporating wellness and financial empowerment into the lives of more Filipinos.  

 

As part of this advocacy, HCPH has teamed up with the University of Santo Tomas (UST) Growling Tigers and Golden Tigresses for UAAP Season 88, giving student-athletes and fans a platform that connects both sports excellence and smarter money choices.  

 

The tie-up was formally announced during the Future Focus: Building Tomorrow Together event, underscoring HCPH’s intent to reach young audiences not just in the classroom but also in arenas where values of discipline, resilience, and responsibility thrive.  

 

In another first, HCPH has partnered with Cignal TV, the country’s premier sports broadcaster, to enhance its brand presence in the most-watched sports events in the country. Through this tie-up, HCPH will be featured in UAAP Season 88 Men’s Basketball Conference and Cheer Dance Competition, and the PVL Reinforced Conference, all running from September to December 2025.  

 

These collaborations strengthen HCPH’s connection with a next generation of Filipinos, many of whom are beginning to make independent financial decisions. By tapping into sports communities, the company aims to spark conversations about financial readiness while supporting a culture of health and well-being. 

 

From financial empowerment to championing everyday well-being 

Now on its 12th year in the Philippines, HCPH has served more than 12 million customers and partnered with 18,000 stores nationwide. Building on this scale, the company is expanding its purpose: from financial literacy to a more holistic advocacy that embraces physical, mental, social, and financial wellness.   

 

“We have always been about enabling Filipinos to do more #ParaSaLife,” said Sheila Paul, Chief Marketing Officer of HCPH. “This year, we’re taking that commitment further by linking financial literacy with overall wellness. A rewarding life doesn’t stop at financial security—it’s also about having the health and support system to sustain it. When both come together, people are better equipped to make meaningful and smarter choices for their future.” 

 

Wellness as a movement 

This push has already taken shape in large-scale community events. Earlier this year, HCPH staged its inaugural Takbo #ParaSaLife 2025, attracting more than 2,300 runners—from athletes and families to kids. Originally started as a customer appreciation initiative, the run now serves as a platform for HCPH to champion its advocacy for holistic wellness, a passion the company continues to drive forward.  

 

Building on this momentum, HCPH is making Takbo #ParaSaLife 2026 bigger and bolder in partnership with the country’s premier race organizer, RunRio. Together, they are set to stage a two-city event expected to gather more than 8,000 runners, with the Manila leg on February 1 at the MOA Grounds in Pasay City and the Cebu leg on March 29 at Citi de Mare in Cebu City. 

 

Wellness rooted in financial literacy 

At the heart of these efforts is HCPH’s belief that wellness is most sustainable when paired with financial confidence. By building awareness early—especially among students, young professionals, and families—the company hopes to empower Filipinos to live healthier, more secure, and more fulfilling lives.  

 

“For us, wellness is not just about fitness or finances,” Paul added. “It’s about creating opportunities for every Filipino to live fully, freely, and meaningfully. That’s the true spirit of #ParaSaLife.” 

 

To know more about the latest updates from Home Credit Philippines, get the Home Credit App. 

Healthway Partners with Fuse, GCash Lending Arm, for ‘Test Now, Pay Later’ Program, Expanding Filipinos' Access to Healthcare

Healthway Medical Network and Fuse Financing Inc., the lending arm of GCash, are making healthcare more accessible through a zero-interest installment plan, allowing Filipinos to manage out-of-the-pocket diagnostic test expenses and undergo much-needed medical exams without delay. 

 

Powered by GGives, the Test Now, Pay Later program allows patients to access instant loans for medical expenses—with zero-percent interest for the first two months. Patients can access this limited-time offer across Healthway Multi-Specialty Center’s network of 10 clinics in Metro Manila and soon in provincial areas where they can avail themselves of pre-employment or annual medical exams, laboratory tests, imaging scans, doctor’s consultations, executive check-ups, and vaccinations. 

 

"We understand how access to healthcare is important and essential. With this initiative, patients can undergo necessary medical tests immediately without the burden of paying the entire amount upfront. We aim to make essential diagnostic tests more accessible and affordable by providing flexible payment options," Fuse Financing Inc. President and CEO Tony Isidro said.

 

In the Philippines, a significant portion of healthcare expenses is paid out-of-pocket, requiring many Filipinos to shoulder the full cost of consultations, tests, and treatments upfront. As a result, patients often delay or forego essential diagnostic tests due to financial constraints.

 

Filipinos, in addition, are spending more on healthcare because they increasingly need health services and deal with more cases of diseases, according to the WTW Global Medical Trends Survey. 

 

The financial burden of hospitalization can result in further health complications. Studies show that many Filipinos seek medical attention only when symptoms have worsened, leading to late detection of illnesses that could have been treated earlier and at lower costs. Health insurance coverage remains limited, and even HMO members may encounter restrictions on covered tests or accredited facilities.

 

“By removing financial barriers, the program supports early diagnosis, timely treatment, and improved health outcomes for more Filipinos. It’s a step forward in making quality healthcare inclusive and within everyone's grasp,” Isidro said. 

 

“This partnership with Fuse is a significant leap for us in making quality healthcare more inclusive to more Filipinos, especially those who need immediate medical care. This initiative is more than just financing, it’s about improving lives and building a healthier future for our communities, ringing true to Healthway Medical Networks' promise of 'Care Beyond Cure” Dr. Beverly Ho added, chief health officer of AC Health. 

 

Early diagnosis and timely treatment are now more accessible than ever. With Test Now, Pay Later, Fuse is making healthcare payments simple, stress-free, and budget-friendly. To know more about GGives, visit gcash.com.

Making Big Dreams Possible with Home Credit

Taguig City, Philippines | June 16, 2025 – Every Filipino dreams of a better life—one filled with comfort, stability, and opportunities to grow. Whether it’s owning a home, starting a new career, or simply managing everyday expenses with ease, these goals reflect the hopes we carry for ourselves and our loved ones. And while challenges and limited resources can sometimes slow us down, the right support can turn even the simplest moment into a powerful new beginning. 

 

For many, that turning point came with Home Credit Philippines, the country’s leading consumer finance company. Through affordable financing solutions and flexible payment options, Home Credit empowers Filipinos to take the confident steps toward the future they have always envisioned–—one achievable milestone at a time. 

 

A laptop that changed everything 

Take the inspiring story of Manilyn and Mark Anthony Agus, both 35, who once juggled multiple side jobs to make ends meet. Today, they’re thriving as full-time virtual assistants, earning a combined six-digit monthly income–and it all began with one simple opportunity made possible by Home Credit. Before their careers took off, Mark worked at a factory and later became a delivery and ride-hailing rider. He also helped Manilyn sell home-cooked meals while she ran a small online business selling decorative pebbles. 

 

Despite their hustle, most of their income went toward daily expenses and supporting Mark’s mother’s medical needs. Their dreams of owning a home and financial stability felt distant–until a chance encounter at a tech store changed their lives.  

“We were just walking around the mall in 2022 when a Home Credit sales associate introduced us to their installment plans,” shared Manilyn. “All they asked for was one valid ID. The process was quick—less than a minute—and we walked out with a laptop.” 

That laptop was more than just a device. It was a stepping stone. 

From Struggles to Stability 

With her new laptop, Manilyn secured her first virtual assistant job. Realizing the potential of remote work, she encouraged Mark to follow the same path. Soon, they secured a second laptop through Home Credit, allowing them both to work from home full-time. 

 

“Napakalaking tulong sa amin ng Home Credit. Ito ang naging pundasyon namin para makapag-trabaho as virtual assistants,” Mark shared. 

 

(The laptop we got through Home Credit was a huge help. It became the foundation of our work as virtual assistants.) 

 

Since then, the couple has taken out and successfully paid off 11 loans with Home Credit—including cash loans and product installments. They’ve gradually built the life they once only dreamed of: owning a home, upgrading appliances like refrigerators and washing machines, buying furniture, motorcycles, and even a PS5 for leisure. 

 

“Sa tulong ni Home Credit, nakapag-umpisa kaming mag-asawa ng bagong career at ngayon ay kumikita na kami ng umaabot ng six digits,” Manilyn added. 

 

(With Home Credit’s help, my husband and I were able to start new careers, and now we’re earning up to six digits.) 

 

Most recently, they used a ₱30,000 Home Credit Cash Loan to renovate their kitchen—approved in just one minute through the Home Credit App.  

 

“Nag-avail kami ng cash loan through the Home Credit App. And in as fast as one minute, na-approve na siya agad,” Manilyn remarked. 

 

(We availed a cash loan through the Home Credit App, and in as fast as one minute, it was already approved.) 

 

“Malaki ang tiwala namin sa Home Credit dahil isa siya sa naging parte ng kung paano kami nakabangon. Kung tao si Home Credit, taos-puso kaming magpapasalamat dahil nakabili kami ng laptop na naging pundasyon para makapag-umpisa kaming mag-asawa. Malayo na rin ang aming narating mula noong panahong puro sideline lang ang aming kinakapitan,” Manilyn added. 

 

(We have great trust in Home Credit because it played a big role in helping us build a better life. If Home Credit were a person, we would wholeheartedly say thank you, because it enabled us to buy a laptop that became the starting point for my husband and me to pursue our dreams. We’ve come a long way since the days when we relied only on side hustles.)  

 

Helping Filipinos Achieve the Good Life 

“Mark and Manilyn’s story reminds us of what’s possible when financial access meets real ambition,” said Shiela Paul, Chief Marketing Officer of Home Credit Philippines. “Our mission is to bring life-changing opportunities closer to everyday Filipinos. Their journey is proof that with the right tools and support, big dreams can come true.” 

 

From a single gadget to a thriving home-based career, Mark and Manilyn’s experience reflects what Home Credit stands for: making progress possible, one empowered Filipino at a time.  

 

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or get the Home Credit App from Google Play, the App Store, or Huawei AppGallery. You may also follow its official Facebook, Instagram, and TikTok accounts.   

  

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).   

  

GCash Lending Arm Fuse Empowers Underbanked Filipinos with P118 Billion Loans Disbursed

Fuse Lending, Inc., the credit arm of GCash, surpasses the PHP118 billion mark in life-to-date disbursed loans through the country’s number one finance app as of the end of 2023 – putting both institutions well on their way towards their shared mission of financial inclusion.

“By providing non-collateralized and affordable loan products such as GLoan, GCredit, and GGives through the GCash app, Fuse Lending has successfully supported almost  4 million Filipino loan borrowers, helping millions of Filipinos achieve their financial aspirations and goals in a more convenient, easier, and simpler way,” said Tony Isidro, president and CEO of Fuse.

A GCash study found that nine out of 10 Filipinos need to borrow money, but do not have access to formal lending institutions and banks. 

To date, Fuse has given access to fair lending to Filipinos from the grassroots sector such as farmers, sari-sari store owners, public market vendors, and other micro, small, and medium enterprises.

To help more Filipinos unlock their financial goals, Fuse and GCash introduced the latest addition to their lending service offerings – GLoan Sakto, a nano-loan product that can jumpstart Filipinos’ access to formal credit. With this, ordinary Filipinos can borrow as low as PHP100, to accommodate short-term needs or even the smallest-but-urgent expenses – all without requiring users to submit numerous documents and undergo tedious application processes.

With a shared mission to foster financial progress for all, GCash and Fuse recognize that digital financial tools and services that enable enterprises big and small to serve their customers and employees are vital for economic growth. 

GCash has onboarded over 6 million partner merchants, including key partners like Puregold and TikTok Shop. Over 49,000 stores nationwide make it possible to pay for purchases with credit (GCredit) or installment (GGives) with their GCash app. Currently, over 94 million users have tried GCash – making it the country’s biggest digital ecosystem.

Anchoring its shared vision of “Finance for All,"  GCash through Fuse Lending continues to open up a world of opportunities for millions of Filipinos and play a significant role in shaping the country's financial landscape into a more inclusive, and diverse ecosystem. For its part, Fuse has been doubling down to achieve its vision of providing access to fair loans that spark better everydays for all Filipinos through its mission of fintech-enabled lending delivered frictionlessly.

The GCash app is available for free on Google Play and the App Store For more information, please visit https://www.gcash.com

P3 Loans Breaches 110k Micro Entreps Assisted, P5.1B Loans Released

Over 110,000 micro entrepreneurs have been assisted even as P5.1 billion has been released through the Pondo sa Pagbabago at Pag-asenso (P3) Program, which is being rolled out to the countryside to provide affordable and easy access loans to micro entrepreneurs.

Department of Trade and Industry (DTI) Secretary Ramon Lopez said the P3 Program will continue without let up to achieve the Trabaho, Negosyo at Kabuhayan Agenda of the Duterte Administration.

“The P3 program was created so that even the smallest of entrepreneurs, like the sari-sari stores owners and market vendors, will have an opportunity to grow their business without the usurious 5-6 loans. I encourage all entrepreneurs in need of capital to avail of the P3 program through the DTI Negosyo Centers and accredited credit delivery partners,” said Sec. Lopez

As of December 23, 2019, the Small Business Corporation (SB Corp.), the micro financing arm of the DTI, has extended financing assistance through the P3 program to 110,006 micro entrepreneurs. Established as the government's flagship program with the aim to address loan sharks and their onerous loans, P3 has been widened to reach Filipinos throughout the countryside since its inception in 2017 to give them better access to financing.

The SB Corporation has also released a total of P5.15 billion worth of loans through partner micro finance institutes (MFIs). In July, the SB Corporation also introduced 10 Credit Delivery Partners (CDPs) from Luzon to Mindanao to deliver fast and efficiently P3 loans. The P3 Program also now has 412 micro financing institute (MFI) partners to reach rural and far-flung areas in the provinces.

The P3 program is a P1 billion loan financing program intended to give micro enterprises better access to finance, while providing them an alternative to the informal or 5-6 scheme of lending.

Meanwhile, the P3 program has reached out to Maranao entrepreneurs through the Bangon Marawi initiative and has released P7.5 million to 457 Maranao borrowers. Likewise, soldiers and policemen who were either wounded or killed in action during the Marawi siege were also provided assistance with a total of P31 million released to 412 soldiers and policemen, and their families.

The primary beneficiaries of the P3 Program are microenterprises and entrepreneurs that do not have easy access to credit, which include market vendors, agri-businessmen, members of cooperatives, and industry associations.

Under the P3 Program, a micro enterprise can borrow between P5,000 up to P200,000 depending on its business need and repayment capacity with no collateral requirement. Interest rate and service fees, all in, do not exceed 2.5% monthly.

The P3 Program serves as an alternative to the P30 billion “5-6” money lending industry that charges 20% nominal interest rate to MSMEs.

DTI, CARD RENEW P3 PARTNERSHIP WITH ADDITIONAL PHP100M FOR MSME MICROFINANCING

MAKATI -- The Department of Trade and Industry (DTI) renewed its partnership with the Center for Agriculture and Rural Development (CARD), Inc., an NGO that provides microfinancing loans.

Through a Memorandum of Understanding signed last 16 December, CARD committed an additional PHP 100 million of its funds for Pondo sa Pagbabago at Pag-asenso (P3) program. This brings CARD's total revolving fund for the P3 program since the partnership began in 2017 to PHP 300 million pesos, which it will lend out to other beneficiaries to widen the reach of the P3 program to more micro borrowers.

P3 is DTI's program that provides low-interest, no collateral loans for existing micro, small, and medium enterprises (MSMEs). The program, managed by Small Business Corporation (SB Corp), is a response to President Rodrigo Duterte's directive to combat 5-6 loans. Through P3, entrepreneurs can borrow amounts from PHP 5,000 to PHP 200,000 from CARD and other accredited credit delivery partners.

Trade Secretary Ramon Lopez said that DTI benefits from the partnership since CARD supplements the PHP 3.5 billion P3 allocation from the government with their own funds. CARD is also one of the biggest microfinance institutions in the Philippines, with 7 million borrowers nationwide.

Founder and Chairman Emeritus Dr. Jaime Aristotle Alip reported that CARD disbursed PHP 600 million in P3 loans to around 56,000 borrowers since 2017. He also said that CARD targets to increase its P3 allocation to PHP 100 million every year to reach 100,000 entrepreneurs.

Signing the agreement are (from L to R: ) SB Corp President Luna Cacanando, DTI Undersecretary Blesila Lantayona, DTI Secretary Ramon Lopez, CARD Founder Dr. Jaime Aristotle Alip, CARD Inc President Flordeliza Sarmiento and Executive Director Jocelyn Dequito. 

SB Corporation Taps 3 Loan Collection Firms for Efficient Loan Collection

The Small Business Corporation (SB Corporation) partnered with three loan collection firms to aid the government lending agency in collection/recovery of accounts receivable payments from SB Corp micro, small and medium enterprise (MSME) borrowers in the Caloocan, Malabon, Navotas, and Valenzuela (CAMANAVA) area, Cavite, Laguna, Batangas, Rizal, and Quezon (CALABARZON) Region, Mindoro, Marinduque, Romblon, and Palawan (MIMAROPA) Region, and Bicol Region. To ensure efficient and seamless collection of payments from MSME borrowers SB Corp tapped the services of Receivers and Liquidators, Inc., Anchor Collection Services, and Alexis A. Molaer Law Offices. “We welcome the partnerships and we thank our new partners for joining us and helping us in our loan collection activities. We hope that this relationship will be beneficial for all parties and will last for many years,” SBCorp President and CEO Ma. Luna Cacanando said.

In photo are (from L-R): Receivers and Liquidators Vice President & COO Susima Yngson, SBCorp President and CEO Ma. Luna Cacanando, Anchor Collection Services President and General Manager Imelda Ebora and Alexis A. Molaer Law Offices General Manager Jonathan Molaer.