For some, part of having an HMO is securing a letter of approval
(LOA) for laboratory tests requested by doctors to help them
diagnose health problems accurately. These tests include blood
tests, urinalysis, chest x-ray, among others.
A letter of approval basically confirms that such tests are indeed
part of a member’s HMO coverage and authorizes the diagnostic
clinic to proceed with the requested tests. However, securing an
LOA may mean going through a process that can be slow and
inconvenient sometimes: A medical attendant gets your card,
then calls the HMO provider to advise them of the laboratory test
that needs to be done. Afterwhich, the patient waits for the
Now, Medicard, a leading health maintenance organization in the
Philippines, takes the hassle out of getting LOA as it introduces
Medicard Online LOA -- an online application that allows you to
easily request for a letter of approval for your laboratory and
diagnostic tests in the comfort of your own home or straight from
your mobile phone on the go.
“MediCard constantly aspires to make quality healthcare
accessible and more convenient for our members because we
value their time. With innovations such as the Medicard Online
LOA, we are able to eliminate a lengthy and time-consuming
wait period to get your LOA since online application allows quick
user convenience,” said Dr. Nicky Montoya.
Getting an LOA for laboratory and diagnostic tests can be done